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June 2025 Guide To The

Best Home Equity Solutions in Texas

Compare HELOC lenders with fast funding, online prequalification forms, excellent customer reviews, and unique features to support your financial goals.

356,700visitors used LendEDU in the last month

Great for 700+ Credit Scores

    • Funding in as few as 5 days after signing
    • $11+ billion in equity unlocked
    • Apply 100% online
    • Borrow $15,000 to $400,000
    • Flexible fixed-rate terms
    • Excellent (2,800+ Trustpilot customers)
    • Funding in as few as 5 days after signing
    • $11+ billion in equity unlocked
    • Apply 100% online
    • Borrow $15,000 to $400,000
    • Flexible fixed-rate terms
    • Excellent (2,800+ Trustpilot customers)

Competitive rates for 580-679 FICO

    • Borrow $20,000 – $400,000
    • Simplified hassle-free experience
    • Apply 100% online
    • Get a no-obligation quote now 
    • Check your options without impacting your credit score
    • Excellent (1,100+ Trustpilot customers)
    • Borrow $20,000 – $400,000
    • Simplified hassle-free experience
    • Apply 100% online
    • Get a no-obligation quote now 
    • Check your options without impacting your credit score
    • Excellent (1,100+ Trustpilot customers)

Great for Comparison Shopping

    • Compare multiple HELOC offers in minutes
    • No impact on credit to view rates
    • Flexible terms from top lenders
    • Fast, online application process
    • Borrow up to 85% of your home’s value
    • Excellent (13,700+ Trustpilot customers)
    • Compare multiple HELOC offers in minutes
    • No impact on credit to view rates
    • Flexible terms from top lenders
    • Fast, online application process
    • Borrow up to 85% of your home’s value
    • Excellent (13,700+ Trustpilot customers)

Figure Review

Great for 700+ credit scores

Funding in as few as 5 days after signing

  • $11+ billion in equity unlocked
  • Apply 100% online
  • Borrow $15,000 to $400,000
  • Flexible fixed-rate terms
Figure Customer Reviews

Figure has excellent ratings from its customers across multiple platforms. The Better Business Bureau (BBB) has assigned the company an A+ rating for customer interaction.

LendEDU4.9 out of 5
Trustpilot4.7 out of 5 (3,055 reviews)
Google4.9 out of 5 (609 reviews)
Ratings accurate as of May 2025

Check your rate with a soft credit check

New American Funding Review

Great for 580-679 credit scores

Available for Primary and Secondary Residences

  • $70 billion in home loans
  • Family-owned company
  • Borrow $20,000 to $400,000
  • Checking your rate doesn’t affect your credit score
New American Funding Customer Reviews

New American Funding has excellent ratings from its customers across multiple platforms. The Better Business Bureau (BBB) has assigned the company an A+ rating for customer interaction.

LendEDU4.1 out of 5
Trustpilot4.8 out of 5 (1,202 reviews)
Google5 out of 5 (64 reviews)
Ratings accurate as of May 2025

Check your rate with a soft credit check

LendingTree Review

Great for 620+ credit scores

Compare multiple HELOC offers in minutes

  • Fast, online application process
  • Flexible terms from top lenders
  • No impact on credit to view rates
  • Borrow up to 85% of your home’s value
LendingTree Customer Reviews

LendingTree has excellent ratings from its customers across multiple platforms. The Better Business Bureau (BBB) has assigned the company an A+ rating for customer interaction.

LendEDU4.5 out of 5
Trustpilot4.3 out of 5 (14,668 reviews)
Google4.6 out of 5 (1,625 reviews)
Ratings accurate as of May 2025

Check your rate with a soft credit check


What Is A HELOC?

A HELOC is a revolving credit line secured by your home’s equity. You can draw money as needed and only pay interest on what you borrow. HELOCs require monthly payments and have credit score and income requirements.


Best In Texas

Great for 700+ Credit Scores

    • Funding in as few as 5 days after signing
    • $11+ billion in equity unlocked
    • Apply 100% online
    • Borrow $15,000 to $400,000
    • Flexible fixed-rate terms
    • Excellent (2,800+ Trustpilot customers)
    • Funding in as few as 5 days after signing
    • $11+ billion in equity unlocked
    • Apply 100% online
    • Borrow $15,000 to $400,000
    • Flexible fixed-rate terms
    • Excellent (2,800+ Trustpilot customers)