Best Home Equity Lines of Credit
Compare HELOC lenders with fast funding, online prequalification forms, excellent customer reviews, and unique features to support your financial goals.
356,700+ visitors used LendEDU in the last month
Funding in as few as 5 days after signing
- Great for 700+ credit scores
- $11+ billion in equity unlocked
- Apply 100% online
- Borrow $15,000 to $400,000
- Flexible fixed-rate terms
- Excellent (2,800+ Trustpilot customers)
- Great for 700+ credit scores
- $11+ billion in equity unlocked
- Apply 100% online
- Borrow $15,000 to $400,000
- Flexible fixed-rate terms
- Excellent (2,800+ Trustpilot customers)
Competitive rates for 580-679 FICO
- Borrow $20,000 – $400,000
- Simplified hassle-free experience
- Apply 100% online
- Get a no-obligation quote now
- Check your options without impacting your credit score
- Excellent (1,100+ Trustpilot customers)
- Borrow $20,000 – $400,000
- Simplified hassle-free experience
- Apply 100% online
- Get a no-obligation quote now
- Check your options without impacting your credit score
- Excellent (1,100+ Trustpilot customers)
What Is A HELOC?
A Home Equity Line of Credit or HELOC, is a revolving credit line secured by your home’s equity. You can draw money as needed and only pay interest on what you borrow. HELOCs require monthly payments and have credit score and income requirements.
HELOC Reviews
Figure – Great for Good/Very Good Credit
Funding in as few as 5 days after signing
- Great for 700+ credit scores
- $11+ billion in equity unlocked
- Apply 100% online
- Borrow $15,000 to $400,000
- Flexible fixed-rate terms
- Excellent (2,800+ Trustpilot customers)
- Great for 700+ credit scores
- $11+ billion in equity unlocked
- Apply 100% online
- Borrow $15,000 to $400,000
- Flexible fixed-rate terms
- Excellent (2,800+ Trustpilot customers)
Figure Customer Reviews
Figure has excellent ratings from its customers across multiple platforms. The Better Business Bureau (BBB) has assigned the company an A+ rating for customer interaction.
| LendEDU | 4.9 out of 5 |
| Trustpilot | 4.7 out of 5 (3,055 reviews) |
| 4.9 out of 5 (609 reviews) |
New American Funding – Great For Poor/Fair Credit
Competitive rates for 580-679 FICO
- Borrow $20,000 – $400,000
- Apply 100% online
- Check your options without impacting your credit score
- 25+ years in business
- Family-owned company
- A+ (BBB Rating) / Excellent (Trustpilot Customers)
- Borrow $20,000 – $400,000
- Apply 100% online
- Check your options without impacting your credit score
- 25+ years in business
- Family-owned company
- A+ (BBB Rating) / Excellent (Trustpilot Customers)
New American Funding Customer Reviews
New American Funding has excellent ratings from its customers across multiple platforms. The Better Business Bureau (BBB) has given the company an A+ rating for customer interaction.
| LendEDU | 4.1 out of 5 |
| Trustpilot | 4.8 out of 5 (1,202reviews) |
| 5 out of 5 (64 reviews) |