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Accurate as of Jun 20th 2024

Best Student Loans Refinance Companies – June 2024

Ratings by our
  • Jeff Gitlen, CEPF®
editorial team

With rates starting at 4.99%, refinancing your student loan may lower your interest rate and save you thousands over the life of your loan. We’ve compared and reviewed the top student loan refinance lenders for undergraduate and graduate loans.

Top Student Loan Refi Companies

Best Marketplace

  • 5.28% to 12.41% APR
  • Best Rate Guarantee: $200 reward if you close with a lower rate
  • Compare prequalified offers from multiple lenders in 2 minutes
  • 100% free with no fees or impacts to your credit
  • Combine your private and federal loans
  • Rated Excellent on Trustpilot with over 7,000 reviews
  • Refinance from $1,000 up to 100% of outstanding balance
4.8 /5
  • 5.28% to 12.41% APR
  • Best Rate Guarantee: $200 reward if you close with a lower rate
  • Compare prequalified offers from multiple lenders in 2 minutes
  • 100% free with no fees or impacts to your credit
  • Combine your private and federal loans
  • Rated Excellent on Trustpilot with over 7,000 reviews
  • Refinance from $1,000 up to 100% of outstanding balance
  • Best Personalized Support

    • 4.98% to 8.99% APR
    • Repayment terms of 5, 7, 10, 15, and 20 years
    • Combine your private and federal loans
    • You get assigned a student loan advisor
    • Refinance from $10,000 up to 100% of outstanding balance
    4.8 /5
  • 4.98% to 8.99% APR
  • Repayment terms of 5, 7, 10, 15, and 20 years
  • Combine your private and federal loans
  • You get assigned a student loan advisor
  • Refinance from $10,000 up to 100% of outstanding balance
  • Best Skip a Payment Benefit

    • 5.19% to 9.74% APR
    • Customizable payment terms and lengths, including skip a payment once per year
    • Make extra or early payments with no fees
    • Combine your private and federal loans
    • Refinance from $5,000 up to $500,000 of outstanding balance
    4.8 /5
  • 5.19% to 9.74% APR
  • Customizable payment terms and lengths, including skip a payment once per year
  • Make extra or early payments with no fees
  • Combine your private and federal loans
  • Refinance from $5,000 up to $500,000 of outstanding balance
  • Best of Badge

    Our team of editors have spent hundreds of hours researching student loan refinance lenders.


    Our Pick For Best Marketplace

    Best Marketplace

    • 4.75% to 12.44% APR
    • Best Rate Guarantee: $200 reward if you close with a lower rate
    • Compare real offers from multiple lenders in 2 minutes
    • 100% free with no fees or impacts to your credit
    • Combine your private and federal loans
    • Rated Excellent on Trustpilot with over 7,000 reviews
    • Refinance from $1,000 up to 100% of outstanding balance
    4.8 /5
  • 4.75% to 12.44% APR
  • Best Rate Guarantee: $200 reward if you close with a lower rate
  • Compare real offers from multiple lenders in 2 minutes
  • 100% free with no fees or impacts to your credit
  • Combine your private and federal loans
  • Rated Excellent on Trustpilot with over 7,000 reviews
  • Refinance from $1,000 up to 100% of outstanding balance