Best Cash-Out Refinance
Our picks have excellent customer reviews and online prequalification forms that won't affect your credit score.
340,200+ visitors used LendEDU in the last month

Great for Fair/Good Credit
- Great for 580-679 credit scores
- Family-owned company
- 25+ years in business
- Apply 100% Online
- Checking rates doesn’t affect your credit score
- A+ (BBB Rating) / Excellent (Trustpilot Customers)
- Great for 580-679 credit scores
- Family-owned company
- 25+ years in business
- Apply 100% Online
- Checking rates doesn’t affect your credit score
- A+ (BBB Rating) / Excellent (Trustpilot Customers)
New American Funding Customer Reviews
New American Funding has excellent ratings from its customers across multiple platforms. The Better Business Bureau (BBB) has given the company an A+ rating for customer interaction.
5 out of 5 (64 reviews) | |
BBB | 4.7 out of 5 (1,454 reviews) |
Trustpilot | 4.7 out of 5 (865 reviews) |
Why is only one company listed?
We’re dedicated to partnering with companies that best suit your needs. Currently, New American Funding is our chosen partner in your area for this service. While we believe New American Funding offers a strong option, there may be other providers in your area. Our provider network may be limited due to your location or our ongoing review process. We’re constantly growing and aim to provide you with even more choices in the future.
What Is Cash-Out Refinancing?
A cash-out refinance loan is a new mortgage you can use to pay off your existing loan balance and tap into the equity in your home. You’ll take the new mortgage for a larger loan amount than your current mortgage, pay off your existing loan, and keep the extra cash.
A cash-out refinance loan lets you access the equity in your home without taking out a second loan, such as a home equity loan, second mortgage, or personal loan. It also lets you change the terms of your mortgage, ideally reducing your interest rate.
Our Pick: Great for Cash-Out Refinance

Great for Fair/Good Credit
- Great for 580-679 credit scores
- Family-owned company
- 25+ years in business
- Apply 100% Online
- Checking rates doesn’t affect your credit score
- A+ (BBB Rating) / Excellent (Trustpilot Customers)
- Great for 580-679 credit scores
- Family-owned company
- 25+ years in business
- Apply 100% Online
- Checking rates doesn’t affect your credit score
- A+ (BBB Rating) / Excellent (Trustpilot Customers)