Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Chime MyPay 2026 Review: How It Works and Who’s Eligible
MyPay is an optional feature for people who use the Chime® online checking account. It is a line of credit1 that works similarly to cash advance apps, allowing you to…
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SoLo Funds Review: Is This Peer Lending Platform Worth Your Time?
SoLo Funds was founded in 2018 as a peer-to-peer lending platform where members loan or borrow money from other members. It’s meant to be an option for borrowers who have…
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15 Cash Advance Scams and How to Avoid Them
If you’re searching for a quick cash advance, you’ve probably wondered whether the app or lender you’re using is legit. With scams getting more sophisticated—and even some real companies hiding…
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Payactiv 2026 Review for Employers and Employees
Payactiv is an employer-based wage advance app. It’s similar to a cash advance, but you can only access money you’ve already earned. Additional features include free financial education or a…
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Varo Advance 2026 Review: How It Works, Who’s Eligible, and How It Compares
Varo is a mobile banking app offering checking, savings, and credit-building products, including Varo Advance, a small-dollar line of credit to help cover short-term cash needs. While its cash advance…
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Credit Genie Review 2026: High Fees and Low Advances—Better Alternatives Available
Credit Genie is a cash advance app that can lend you extra money if you’re struggling until your next payday. It sounds like a godsend, but we’ve researched how the…
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Gerald Wallet: 2026 Cash Advance App Review
If you’re looking for a cash advance to bridge the gap between paychecks, you may be considering the Gerald Wallet app. Gerald is a free app that offers cash advances…
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Rain Instant Pay: 2026 Review (How It Works, Pros and Cons)
How does Rain Instant Pay compare to the competition? Rain Instant Pay has a max amount per pay period of 50% of earned wages, and reportedly a $1.99-$3.99 instant funding…
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Cash Advance vs. Payday Loan: Why Apps Are Usually the Better Choice
Cash advances and payday loans are both fast ways to borrow money—but they’re not equally safe. While a cash advance can come from a credit card, many people now turn…
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Cleo App 2026 Review: Budgeting and Cash Advance
Funding Up to $250 Speed of advance 3 – 4 days or same day for a fee Fees Monthly subscription for $5.99 or $14.99 per month and same-day advance from…