Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Can You Refinance a Personal Loan? Yes, Here’s How
Refinancing a personal loan is simple. You’re simply taking out a new personal loan to pay off your existing one (or ones, if you have multiple personal loans out). This…
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![How to Finance Landscaping Projects With Loans [2024 Rates and Lenders]](https://lendedu.com/wp-content/uploads/2024/12/How-to-Finance-Landscaping-Projects-With-Loans-2024-Rates-and-Lenders.jpg?w=640)
How to Finance Landscaping Projects With Loans [2026 Rates and Lenders]
Some of the most practical landscaping loans may include personal loans, cash advances, home equity loans, or home equity lines of credit (HELOCs). These loans are flexible in terms of…
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Best Emergency Loans That Can Fund the Same Day
Same-day emergency loans usually fall into three categories: cash advance apps, same-day personal loans, and emergency lines of credit. Most people who need money fast end up using a cash…
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What Is a Cash Advance? From Credit Cards to Apps
When you hear “cash advance”, you may think of a credit card cash advance. Today we’ll be talking about this, along with another new kind of cash advance. Cash advance…
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Earned Wage Access (EWA): How It Works, Benefits, and Top Apps
Earned wage access (EWA) gives employees the ability to access wages they’ve already earned before payday. It’s not a loan, so there’s no interest, credit check, or repayment risk. Just…
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Credit Tradelines: What They Are and How They Affect Your Credit
Credit tradelines are the accounts that appear on your credit report, along with important information about those accounts. Your tradelines show how much you first borrowed, how much you still…
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What Is an NSF Fee, and What Do I Do About It?
What is an NSF? It stands for non-sufficient funds, and you might have seen it on your bank account activity. This occurs when you try to make a payment or…
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The Best Buy Now, Pay Later Apps of 2026
Buy now, pay later (BNPL) is short-term financing that lets you buy an item now while paying it off over time in smaller payments. Most major retailers offer BNPL options…
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Can You Use a Credit Card to Withdraw Money From an ATM Without Charges?
You can use a credit card to withdraw money from the ATM. However, you can’t withdraw money from your credit card without charges. And it’s expensive to withdraw cash using…
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How to Get a Cash Advance (Instantly, No Fees)
If you are short on cash and need a small, short-term loan, a cash advance could be a solution. There are various options for a cash advance—including payday loans, credit…