April 2025
Best Student Loans Refinance Companies – November 2024
With rates starting at 4.99%, refinancing your student loan may lower your interest rate and save you thousands over the life of your loan. We’ve compared and reviewed the top student loan refinance lenders for undergraduate and graduate loans.
Best Online Lender
- 4.19% to 14.83% with autopay
- Autopay discount of 0.25%
- Get pre-approved in 2 minutes
- 100% free with no fees
- Easy online application with live support 7 days a week
- Refinance from $1,000 up to 100% of outstanding balance
- 4.19% to 14.83% with autopay
- Autopay discount of 0.25%
- Get pre-approved in 2 minutes
- 100% free with no fees
- Easy online application with live support 7 days a week
- Refinance from $1,000 up to 100% of outstanding balance
Best Marketplace
- 5.28% to 12.41% APR
- Best Rate Guarantee: $200 reward if you close with a lower rate
- Compare prequalified offers from multiple lenders in 2 minutes
- 100% free with no fees or impacts to your credit
- Combine your private and federal loans
- Rated Excellent on Trustpilot with over 7,000 reviews
- Refinance from $1,000 up to 100% of outstanding balance
- 5.28% to 12.41% APR
- Best Rate Guarantee: $200 reward if you close with a lower rate
- Compare prequalified offers from multiple lenders in 2 minutes
- 100% free with no fees or impacts to your credit
- Combine your private and federal loans
- Rated Excellent on Trustpilot with over 7,000 reviews
- Refinance from $1,000 up to 100% of outstanding balance
Best Personalized Support
- 5.24% to 12.43% APR
- See if you’re prequalified in 2 minutes
- Accepts applicants with credit scores under 700
- Assigned a student loan advisor
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- 5.24% to 12.43% APR
- See if you’re prequalified in 2 minutes
- Accepts applicants with credit scores under 700
- Assigned a student loan advisor
Best Skip a Payment Benefit
- 5.19% to 9.74% APR
- Customizable payment terms and lengths, including skip a payment once per year
- Make extra or early payments with no fees
- Combine your private and federal loans
- Refinance from $5,000 up to $500,000 of outstanding balance
- 5.19% to 9.74% APR
- Customizable payment terms and lengths, including skip a payment once per year
- Make extra or early payments with no fees
- Combine your private and federal loans
- Refinance from $5,000 up to $500,000 of outstanding balance
Our team of editors have spent hundreds of hours researching student loan refinance lenders.
Our Pick For Best Online Lender
Best Online Lender
- 4.19%% to 14.83%% with autopay
- Autopay discount of 0.25%
- Get pre-approved in 2 minutes
- 100% free with no fees
- Easy online application with live support 7 days a week
- Refinance from $1,000 up to 100% of outstanding balance
- 4.19%% to 14.83%% with autopay
- Autopay discount of 0.25%
- Get pre-approved in 2 minutes
- 100% free with no fees
- Easy online application with live support 7 days a week
- Refinance from $1,000 up to 100% of outstanding balance