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Accurate as of Mar 1st 2024

Best 2024 Private Student Loans

Compare multiple lenders to get the best rate for you.

Ratings by our
  • Jeff Gitlen, CEPF®
editorial team

Updated March 2024

Best For Cosigners

4.7
LendEDU Rating

Best For No Fees

4.8
LendEDU Rating
Best of Badge

Our team of editors have spent hundreds of hours researching private student loan lenders.

Compare lenders for undergraduate and graduate student loans.

Best For Cosigners

  • 4.50% to 16.70% APR
  • $1,000 to 100% of certified costs
  • Students with less than half-time enrollment are eligible
  • Cosigners can be released after 12 on-time payments are made
  • 4.50% to 16.70% APR
  • $1,000 to 100% of certified costs
  • Students with less than half-time enrollment are eligible
  • Cosigners can be released after 12 on-time payments are made

Best For No Fees

  • 4.42% to 16.20% APR
  • $1,000 to 100% of certified costs
  • Skip one payment without any impact on your credit per year
  • No fees
  • 4.42% to 16.20% APR
  • $1,000 to 100% of certified costs
  • Skip one payment without any impact on your credit per year
  • No fees

Best Overall

  • 4.11% to 16.65% APR
  • $1,000 to 100% of certified costs
  • You choose your repayment term
  • Multi-Year Peace of Mind™ allows you to receive future loans at better approval odds
  • 4.11% to 16.65% APR
  • $1,000 to 100% of certified costs
  • You choose your repayment term
  • Multi-Year Peace of Mind™ allows you to receive future loans at better approval odds

Best Comparison Tool

  • 4.13% to 17.99% APR
  • $1,000 to 100% of certified costs
  • Compare real offers from multiple lenders
  • Checking rates doesn’t impact your credit
  • 4.13% to 17.99% APR
  • $1,000 to 100% of certified costs
  • Compare real offers from multiple lenders
  • Checking rates doesn’t impact your credit

Best For Career Services

  • 4.24% to 13.55% APR
  • $5,000 to 100% of certified costs
  • Borrowers receive unemployment protection, career coaching, and other member benefits
  • 4.24% to 13.55% APR
  • $5,000 to 100% of certified costs
  • Borrowers receive unemployment protection, career coaching, and other member benefits

Best For Eligibility

  • 4.13% to 16.10% APR
  • $2,001 to $200,000
  • Cosigned, non-cosigned, international, and DACA student loans
  • 1% cash back with proof of graduation
  • 4.13% to 16.10% APR
  • $2,001 to $200,000
  • Cosigned, non-cosigned, international, and DACA student loans
  • 1% cash back with proof of graduation