June 2025
Guide to the
Best Debt Relief Companies
We reviewed well-known debt relief companies that feature transparent practices and positive customer reviews. The companies highlighted here have a history of working with consumers to negotiate debt and may offer guidance toward options that align with individual financial needs.
Best Overall Debt Relief Company
- $1 Billion+ in unsecured debt resolved
- No upfront fees – pay only when debt is settled
- Accredited member of the American Fair Credit Council (AFCC)
- Whole Human Finance™ approach: support for both financial and emotional stress
- A+ (BBB Rating) / Excellent (41,000+ Trustpilot Reviews
- $1 Billion+ in unsecured debt resolved
- No upfront fees – pay only when debt is settled
- Accredited member of the American Fair Credit Council (AFCC)
- Whole Human Finance™ approach: support for both financial and emotional stress
- A+ (BBB Rating) / Excellent (41,000+ Trustpilot Reviews
Great Tech-Driven Solutions
- $3 Billion+ in debt resolved
- 400,000+ clients assisted
- Offers debt consolidation loans up to $45,000 through Credit9
- Accredited by AADR, BBB, and RMAI
- A+ (BBB Rating) / Excellent (15,000+ Trustpilot Reviews)
- $3 Billion+ in debt resolved
- 400,000+ clients assisted
- Offers debt consolidation loans up to $45,000 through Credit9
- Accredited by AADR, BBB, and RMAI
- A+ (BBB Rating) / Excellent (15,000+ Trustpilot Reviews)
Great Fast-Track Solutions
- $1 Billion+ in debt settled
- 12+ years of industry experience
- No upfront fees – fees apply only after successful settlement
- User-friendly client dashboard for 24/7 account access
- A+ (BBB Rating) / Excellent (2,800+ Trustpilot Reviews)
- $1 Billion+ in debt settled
- 12+ years of industry experience
- No upfront fees – fees apply only after successful settlement
- User-friendly client dashboard for 24/7 account access
- A+ (BBB Rating) / Excellent (2,800+ Trustpilot Reviews)
Great Personalized Settlement
- $500 Million+ in debt settled since 2002
- 23+ years of industry experience
- Average savings of 50% before fees
- Accredited by the American Fair Credit Council (AFCC)
- A+ (BBB Rating) / Excellent (1,200+ Trustpilot Reviews)
- $500 Million+ in debt settled since 2002
- 23+ years of industry experience
- Average savings of 50% before fees
- Accredited by the American Fair Credit Council (AFCC)
- A+ (BBB Rating) / Excellent (1,200+ Trustpilot Reviews)
What do debt relief companies do?
Debt relief companies work with creditors and debt collectors on your behalf to renegotiate or settle your debt. These companies, also called debt settlement companies, cannot guarantee success, but they have a thorough understanding of how to navigate the complexities of debt negotiations with creditors.
What types of debt can these debt relief companies help with?
- Credit Cards
- Personal Loans
- Business
- Medical
- Divorce
- Unemployment
- Private Student Loans