In 2018, we here at LendEDU revamped our ratings and reviews process to analyze companies in a more in-depth and detailed way. Information is gathered by the consumer advocacy team by speaking directly to companies’ customer support representatives and collecting specific material from company websites to ensure we have the most up-to-date data for consumers.
The consumer advocacy team then rates each company in various categories deemed the most important for consumers. Along with this new process, we will be announcing the highest rated companies each quarter in multiple categories.
This article will take a look at the best rewards credit cards of the third quarter of 2018.
For reference, LendEDU’s editorial team does not receive direction from any of the companies nor do we publish favorable or unfavorable reviews based on compensation we may receive from these companies. The editorial team is tasked with providing accurate and fact-based analysis of each company and is not rewarded for favorable or unfavorable reviews.
Rewards Credit Cards Rating Methodology
These rankings are based on the following criteria: competitiveness of rates, travel rewards, intro bonus, extra rewards available, and fees.
To see a more in-depth explanation of the criteria used for these rankings, visit our Ratings & Methodology page.
See the top five rewards credit cards for Q3 2018 below:
#1 – NHL Discover it Card
The NHL Discover it Card is a must for any die-hard hockey fan as the cardholder receives 10% at Shop.NHL.com and NHL.TV available for all 31 teams. Where this card goes above and beyond is the extra rewards available outside of the NHL benefits. Discover will match all cash back earned in the first calendar year and also offers 5% cash back in rotating categories annually.
#2 – Discover it Card
The Discover it Card also matches all cash back earned in the first calendar year, offers 5% cash back on numerous rotating categories including gas, grocery, restaurants, and Amazon.com, and unlimited 1% cash back on all other purchases. The kicker that makes this credit card one of the best rewards card is the 0% Introductory APR for the first 14 billings cycles.
#3 – Chase Freedom Card
Chase Freedom Card is a fantastic credit card for a beginner looking to get their feet wet. The Freedom card offers an initial sign-up bonus of $150 cash back after spending $500 on purchases within the first three months of account activation and no annual fee. Through Chase Ultimate Rewards, 5% cash back is available on rotating categories quarterly and 1% cash back on all other purchases.
#4 – Uber Credit Card
The Uber Card offers a plethora of rewards for different categories including 4% back on restaurants and UberEats, 3% back on hotel and air travel, 2% back for Uber, online shopping, music and streaming services, and 1% back on all other purchases. On top of those cash back rewards, Uber offers a $100 sign-up bonus after $500 spent in the first 90 days.
#5 – BankAmericard Cash Rewards Card
The BankAmericard Cash Rewards Card has no annual fee and offers a solid sign-up bonus of $200 online cash rewards after spending $500 in the first three months of opening the account. There is a 0% Introductory APR for 12 billing cycles, 3% cash back on gas, and 2% at grocery stores and wholesale clubs to round out the rewards making this card one of the best rewards credit cards.
Author: Tom Flynn (Community Manager)
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