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Under the tagline is “built like a hedge fund,” the Titan investment app offers investment opportunities that mirror successful hedge funds.
Titan’s portfolio of stocks are the most frequently owned stocks by the longest-running and best performing hedge funds. These companies are well-known, big-name, and successful companies.
The Titan app creators outline what they look for when they’re picking stocks for portfolios, and this includes long-term competitive advantage, high-capital returns, strong growth potential, and top leadership teams. Titan aims for a strategy that reduces risk, even amid downturns.
Titan is led by a team of experienced hedge fund managers under the goal of helping users grow their capital while empowering them to be successful investors on their own. They do this through the platform and by providing educational materials and transparency.
Titan’s main mission is to bring the benefits of hedge fund-style investing to average investors who don’t have as much capital to invest, as hedge funds often have a high minimum barrier to entry. But here’s a closer look at how it works so you can determine whether it’s the right platform for you.
- Become an investor in just two minutes with as little as $5.
- Pick an investment strategy that reflects your interests, beliefs, and goals.
- Keep learning from tips and articles, so you can invest with confidence.
Titan, like many investment apps and financial technology, is easy to use and open to everyone — not just accredited investors. Advisory fees are 1 percent of assets, and there are no performance fees. The minimum investment is $1,000, which is significantly lower than average hedge funds.
The app is personalized for your goals and objectives and only invests in U.S. stocks. Titan is registered with the U.S. Securities and Exchange Commission as an investment advisor. It utilizes leading security and encryption technology, and each account is backed by SIPC insurance up to $500,000.
Titan is based on proprietary software that analyzes hedge funds with specific criteria. Users’ money is directed into the stocks, with quarterly updates.
Convenience and the lower barrier to entry are perhaps the best benefits to using Titan. The platform, with its low minimum investment, is accessible to a lot of people. Advisory fees are relatively low as well, and there’s no performance fee. The entire free structure is comparatively inexpensive, simple and straightforward.
Titan’s performance in returning healthy profits is also noteworthy. For example, last year Titan’s portfolio increased 33 percent, outperforming the S&P 500, which rose 21.8 percent. So far this year as of July, Titan rose 10 percent versus the S&P 500’s three percent gain. Titan has returned 14 percent per year on average since 2004, whereas the S&P 500 returns an average of nine percent.
Another advantage to Titan is that it offers investors liquidity. You can easily withdraw or add funds within two to four business days. However, Titan encourages “buy and hold” strategies in which investors buy assets for the long term.
One downside to Titan is that its strategy might not be right for everyone. Titan is an alternative to investing in exchange-traded funds as it allows users to invest directly in select companies, perhaps achieving higher returns as a result. If you want a more passive investment than stocks, consider bonds, which Titan does not offer.
Titan is a reliable app with a strong concept and an experienced team. Users can achieve a more aggressive investment strategy, with the benefits of being a passive investor and more convenience. For anyone interested in hedge-fund style investing but without the huge initial investment and high fees, Titan is an app worth considering.
Author: Ashley Sutphin