Though many Americans do not want to admit it, credit score is quite possibly the single most important determinant of financial well being. Many people only think their credit scores matter when it comes to getting a favorable interest rate on a credit card, but there is much more to it.These days, credit score is used […]

There’s one simple way to avoid a credit card hangover in January, and it’s to manage your credit this holiday season.Easier said than done though, right? With all of the money you’re spending on gifts, and decorations, and traveling to see your family, it can be all too tempting to whip out the plastic when […]