25
Sep
Is the Acorns Spend Debit Card Worth It?

At a Glance:The Acorns app is offering a new banking and investment product, the Spend Debit Card, due in late 2018. The account carries no minimum balance requirements, no overdraft fees, and will offer free or free-reimbursed ATM withdrawals throughout the U.S. Though relatively new to the scene, micro-investing apps have gained a lot of […]

Posted in: Banking,
Tags: banking info,
19
Sep
Best High-Interest Savings Accounts

At a Glance:High-interest savings accounts offer the best rates for earning returns – in our roundup, the APY can be up to 2.25%. Here's a look at what some of the best high-interest savings accounts offer. High-interest savings accounts can provide a secure, risk-free way for people to set aside money. It’s an alternative to something […]

Posted in: Banking,
Tags: banking info,
10
Sep
Chase Private Client Review: Benefits, Requirements, and Fees

Lots of banks and credit card companies offer a wide variety of benefits and perks to their higher-tier clients, and Chase is no different. Chase Private Client is a suite of fee waivers, services, and other premier benefits for a specific group of customers. It’s designed to take care of top-tier clients with a specialized […]

Posted in: Banking,
Tags: banking info,
13
Aug
What is the Bank Overdraft Protection Law?

Banks charge overdraft fees when account holders spend more than they have. The bank may approve those charges despite a lack of funds in your account, but for a fee. If you make multiple purchases with a negative balance, the bank will charge an overdraft fee multiple times.The median overdraft fee in the U.S. is […]

Posted in: Banking,
Tags: banking info,
17
Apr
What to Know About Opening Foreign Bank Accounts

If you’ve decided to spend a significant amount of time outside of the United States, you might find it difficult to conduct relatively routine banking transactions and to access cash while you are out of the country. For that reason, many Americans living and working outside the U.S. decide to open a foreign bank account. […]

Posted in: Banking,
Tags: banking info,
16
Apr
How to Deposit Cash Into Your Online Bank

In an era before some readers’ time, cash was the only method of payment. But today, financial transactions are rapidly changing. Cash is increasingly obsolete in much of today’s society, to the point that some banks operate exclusively online, without in-person tellers, ATMs, or brick-and-mortar establishments. With lower overhead costs, online banks can offer lower [

Posted in: Banking,
Tags: banking info,
13
Mar
Avoid ATM Fees With These No Foreign Transaction Fee Checking Accounts

The smart traveler knows to seek out credit cards with no foreign transaction fees before they travel. These fees come into play when traveling outside the United States, on withdrawals made from banking machines and on purchases.A typical foreign transaction fee comes in at roughly 3 to 5 percent of your total purchase. They might […]

Posted in: Banking,
Tags: banking info,
07
Mar
How Does Varo Money Work?

Varo Money is trying to reimagine what banking looks like by using technology to help you achieve financial security. Started in 2015 and based in San Francisco, the company offers no-fee banking that helps you improve your financial health.They combine online banking and financial services with an app that encourages you to save and make […]

Posted in: Banking,
Tags: banking info,
20
Feb
Bounced Check Fees and the Actual Cost of a Bounced Check

Although the systems in place are making it faster and more efficient for merchants and banks to process payments, there is still a significant lag in the time it takes for these transactions to clear. The time lag is especially bad for clearing checks. This time lag can also cause consumers to think they have […]

Posted in: Banking,
Tags: banking info,
19
Feb
Can I Use My Debit Card Like a Credit Card?

When you look at your debit card, it most likely has a Visa or MasterCard logo on it. If so, then you can also use the card like a credit card. This means you don’t have to enter a debit PIN at the point of sale.However, the question is, how should you use your debit […]

Posted in: Banking,
Tags: banking info,