SmartAsset Review
Our research, news, ratings, and assessments are scrutinized using strict editorial integrity. Our editorial staff does not receive direction from advertisers on our website or our Partnerships Team. Our company may receive compensation from partners seen on our website. Here's how we make money.
SmartAsset provides interactive calculators and other necessary tools to make important financial decisions simpler. Whether you’re in the market to purchase a new home or even refinance your current home, SmartAsset provides the proper assistance to ensure that you’re taking the appropriate steps.
Additionally, you can take advantage of other services through SmartAsset, including guides on credit cards, retirement, taxes, life insurance, and banking. With personalized tools, SmartAsset is dedicated to each customer’s needs.
Do You Ever Feel Out of the Loop Financially?
Although it is critical to stay up-to-date on finances, this can feel overwhelming. If you’re looking to purchase a home, you know that you need to stay within your budget, but you may not even know what your budget is. Thanks to SmartAsset, you can conveniently enter your information in the online calculator, and in return receive a personalized generated amount of what you can afford. With your personalized amount, you will also see how much your monthly payment would be. From there, you can decide if buying or renting is the best option.
When it comes to retirement, the same frustration can occur. Between not knowing how much you will need to retire and not understanding how your 401(k) will grow over time, things can become overwhelming.
10 Things That SmartAsset Helps You With
- Home Buying – As stated above, going forward with your home buying journey with SmartAsset will help you understand how much house you can afford. Additionally, you will find out the current mortgage rates, what your closing costs would be, and much more. Buying a home is a huge decision, something that shouldn’t be taken lightly. SmartAsset allows you to see a clear picture before settling on anything.
- Refinance – If you’re thinking about refinancing any sort of loan, you can take advantage of the easy-to-use virtual calculator to determine if this is the right solution for you. Refinance rates are also available upon request. (Read More: Compare student loan refinance rates)
- Credit Cards – Whether you’re looking to improve your credit score with a new credit card or need a credit card for a low balance transfer rate, SmartAsset has your back. With the credit card calculator, you can make comparisons between different cards. That way, you can choose the best one for your needs.
- Banking – SmartAsset has a special tool for comparing checking and savings accounts. With this comparison tool you can conveniently check current interest rates, monthly fees, and minimum balances.
- Retirement – SmartAsset makes it easier for you to plan your future with an in-depth retirement, 401(k), and social security calculator.
- Life Insurance – In addition to thinking about your future, it’s essential to consider your family’s future in the event something happens to you. This is easier with SmartAsset’s guide on how much life insurance you actually need.
- Taxes – Usually, people struggle when it comes to taxes. In fact, many people dread tax season. Thanks to SmartAsset’s taxes guide that comes equipped with an income tax and paycheck calculator, tax season is somewhat easier.
- Student Loans – Your future success requires education. SmartAsset provides a precise student loan calculator, as well as an overview of student loan refinancing and private student loan rates to get you on the path to success faster.
- Personal Loans – Because life happens, sometimes there is a need to take out a personal loan. When you’re not sure if you can afford this type of loan or when looking for the best rates, SmartAsset has the tools to help you decide.
- Investing – With access to investment, asset allocation, and capital gains tax calculators, you will be on your way to whether it’s investing in cattle or investing in your future.
With SmartAsset’s tools and easy-to-read guides, you will gain a better understanding of your financial life. As experts in finance, the SmartAsset team will provide guidance to you on the right path to success. They will also provide the best options for your finances, now, and into the future.
