Blog

10
Jul
Alternatives to Home Equity Loans & HELOCs

If you are a homeowner and need some cash to make a big purchase, a home equity loan or home equity line of credit (HELOC) can be a great borrowing option. There are some downsides that you should consider, however. Both forms of credit usually have some type of origination or closing fees and both are secured […]

Posted in: Home Equity,
10
Jul
Using a Home Equity Loan or HELOC on an Investment or Rental Property

You can use the proceeds from your home equity loan or home equity line of credit (HELOC) in any way you want—including on an investment or rental property. Using your home equity to put a down payment on or purchase an investment property is possible, and is often one of the cheapest borrowing options you may have. If you […]

Posted in: Home Equity, Home Equity Uses,
10
Jul
Petsecure Pet Insurance Review

Petsecure offers pet insurance for dogs and cats in Canada, including for your senior pet. Unlike other insurance companies, there is no maximum age to qualify for a policy.

Posted in: Pet Insurance,
10
Jul
Tax Hardship Center Review

If you're dealing with tax-debt related problems, Tax Hardship Center may be able to help.

Posted in: Taxes,
09
Jul
Home Equity Sharing Companies: How They Work & Where to Find Them

If you want to tap into your home equity without taking on debt, a home equity sharing agreement can be a good choice.

Posted in: Best Options, Home Equity,
09
Jul
Point Home Equity Review: An Alternative Way to Sell Equity in Your Home

Point Home Equity will invest in your home equity, allowing you to access cash without borrowing. You don’t make monthly payments, but you will need to buy back your equity when you sell the home or by the end of your end of the term.

Posted in: Home Equity, Reviews,
09
Jul
Hometap Review: How a Hometap Investment Works

Hometap can help you access your home equity without taking on debt.

Posted in: Home Equity, Reviews (2),
09
Jul
Patch Homes Review: Is a Shared Equity Contract Right for You?

Patch Homes provides an alternative, debt-free approach to the standard home equity loan by offering a shared equity loan or shared appreciation mortgage. You won’t pay an interest rate but will pay the loan back by sharing profits from real estate appreciation.

Posted in: Home Equity, Reviews (2),
09
Jul
Risks of Lying on a Small Business Loan Application

Nearly all businesses face the need for some type of financing, whether for expansion, covering working capital, or paying for major business purchases. The gold standard in lending is a business loan. That’s because it offers a lump sum upfront, amenable repayment terms over several months or years, and a fixed interest rate that keeps the […]

Posted in: Small Business Loans,
08
Jul
Boro Auto Loans for College Students Review

Boro auto loans are designed for college students with no credit. Qualifying for a loan is easy, and Boro doesn't require a cosigner, unlike most other lenders.

Posted in: Auto Loans, Reviews (3),