Advice & News

24
Nov
5 States With the Most Student Loan Debt in 2013

It is no secret that earning a four-year college degree goes a long way towards helping you gain professional employment. According to the Institute for College Access and Success (TICAS), earning a college degree is the best way to secure gainful employment in the field that you studied. However, the average cost of college continues t

Posted in: Student Loans,
23
Oct
6 Signs You’re Living Beyond Your Means

Do you wake up every morning wondering if your electricity will still be on? Do you dread answering the phone, fearing yet another debt collection call? Have you been seriously considering bankruptcy as a solution to your debt? If so, you’ve been living beyond your means for quite some time. And if not, there are […]

Posted in: Personal Finance,
22
Oct
7 Tips to Raise Your Credit Score

There’s no “6-Minute Abs” for boosting your credit – by raising your credit score “now,” we mean helpful strategies you can adopt to regularly and consistently increase your score. Getting perfect credit isn’t as simple as swiping that little piece of plastic and watching a number tick up to 800. Proper debt management requires patience and [&hel

Posted in: Credit Scores,
09
Oct
Tips to Save Money This Halloween

Halloween is fast becoming a major spending holiday, as more and more people take part in the festivities every year. Though traditionally a time for children to dress up and collect candy, lately large numbers of adults have been joining in on the fun, increasing the demand for Halloween-themed everything. As pressure increases to spend […]

Posted in: Personal Finance,
03
Oct
Should You Consolidate Your Student Loans?

Are you making separate student loan payments each month on student loans? You may want to consider consolidating your student loans. Student loan consolidation and refinancing can help relieve some of the pain caused by multiple interest payments. Student loans are tough these days. The most recent student loan debt statistics show 71% of coll

Posted in: Student Loans,
02
Oct
How to Lower Your Cell Phone Bill

You’re thinking of upgrading your phone (again), but maybe you aren’t so hot on the idea of slowly handing over thousands of dollars to your cell carrier for the next two years. Don’t settle for the status quo when there are tons of options for frugal buyers. Take advantage of any and all of the […]

Posted in: Personal Finance,
25
Sep
How to Build an Emergency Fund

Financial experts agree – growing and maintaining an emergency fund makes good financial sense. But what is an emergency fund and how do you get one? Emergency funds are a stash of cash in a savings account that you can access in an emergency. That is, an actual emergency. It’s not savings for a car […]

Posted in: Personal Finance,
25
Sep
3 Creative Ways to Fund a Wedding

Do you really need the 10,000 white butterflies to announce your arrival? What about the photo booth? Champagne on arrival, an open bar and gourmet canapés are basically mandatory, right? With such an overwhelming amount of choice and so much pressure to deliver the perfect day for yourself and your guests, it’s all too easy […]

Posted in: Personal Finance,
24
Sep
9 Ways To Get More Out Of Your Food Budget

Trying to budget your family’s food for the month can be stressful and it can leave you feeling overwhelmed. How are you going to eat all month on a little budget? Fortunately, you don’t have to settle for instant noodles and bread every day. Follow these 9 easy tips to make your food budget work harder […]

Posted in: Personal Finance,
21
Sep
How to Protect Your Credit After the Home Depot Leaks

Fifty-six million. That’s the number of cards stolen within five months from Home Depot, overshadowing the huge Target leak last year by sixteen million. Credit card fraud and identity theft can be devastating and life-altering if not caught early. Instead of pretending fraud could never happen to you, take a few simple precautions to protect […]

Posted in: Credit Scores,