Blog

05
Jan
Plan and Execute a College Budget

With the advent of credit and debit cards, money can seem like an abstraction. Cash is no longer king, replaced by plastic. In no time at all, students may find that they’ve spent their entire month’s budget on personal expenses and unnecessary items, and then additional bills layered on top in their inboxes. Taking control […]

Posted in: Personal Finance,
26
Dec
7 Ways To Avoid Banking Pitfalls After College

The transition from student to graduate means countless changes, and your banking accounts are no different. Your student accounts turn into regular old checking accounts. Your monthly allowance from mom and dad starts to dry up. It’s time to tackle banking and your finances like a responsible adult, and here are seven tips to help. 1. Get […]

Posted in: Banking,
25
Nov
Should You Take Out A Student Loan To Build Credit?

College students face the ultimate Catch-22 dilemma within days of receiving the piece of paper that certifies them as working professionals. Many college graduates walk into prospective employer offices with the “No Vacancy” sign hanging over the front door. Employers decline the applications of recent college graduates because the grads don’t have the expe

Posted in: Student Loans,
24
Nov
5 States With the Most Student Loan Debt in 2013

It is no secret that earning a four-year college degree goes a long way towards helping you gain professional employment. According to the Institute for College Access and Success (TICAS), earning a college degree is the best way to secure gainful employment in the field that you studied. However, the average cost of college continues to […]

Posted in: Reports, Student Loans,
23
Oct
6 Signs You’re Living Beyond Your Means

Do you wake up every morning wondering if your electricity will still be on? Do you dread answering the phone, fearing yet another debt collection call? Have you been seriously considering bankruptcy as a solution to your debt? If so, you’ve been living beyond your means for quite some time. And if not, there are […]

Posted in: Personal Finance,
02
Oct
How to Lower Your Cell Phone Bill

You’re thinking of upgrading your phone (again), but maybe you aren’t so hot on the idea of slowly handing over thousands of dollars to your cell carrier for the next two years. Don’t settle for the status quo when there are tons of options for frugal buyers. Take advantage of any and all of the […]

Posted in: Personal Finance,
25
Sep
How to Build an Emergency Fund

Financial experts agree – growing and maintaining an emergency fund makes good financial sense. But what is an emergency fund and how do you get one? Emergency funds are a stash of cash in a savings account that you can access in an emergency. That is, an actual emergency. It’s not savings for a car […]

Posted in: Personal Finance,
21
Sep
How to Protect Your Credit After the Home Depot Leaks

Fifty-six million. That’s the number of cards stolen within five months from Home Depot, overshadowing the huge Target leak last year by sixteen million. Credit card fraud and identity theft can be devastating and life-altering if not caught early. Instead of pretending fraud could never happen to you, take a few simple precautions to protect […]

Posted in: Credit Scores,
21
Sep
Good Credit vs. Bad Credit: What Are the Differences

Your credit score isn’t just a number – think of it as the key that unlocks your financial freedom. A good credit score is a skeleton key capable of snagging credit cards, loans, and housing rentals at the lowest interest rates. Having a bad score is like trying to pick a lock with a hairpin. It’s frustrating, […]

Posted in: Credit Scores,
15
Sep
Online Banking for Students

If you are one of the many out-of-state college students you may find yourself spending a few bucks a week on nasty ATM fees. Many college towns are heavily saturated with regional and local banks. The Chases, Wells Fargos, and Bank of Americas may be few and far between. Banking on campus can be especially for tough for those […]

Posted in: Banking,
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