Blog

23
Oct
6 Signs You’re Living Beyond Your Means

Do you wake up every morning wondering if your electricity will still be on? Do you dread answering the phone, fearing yet another debt collection call? Have you been seriously considering bankruptcy as a solution to your debt? If so, you’ve been living beyond your means for quite some time. And if not, there are […]

Posted in: Personal Finance,
02
Oct
How to Lower Your Cell Phone Bill

You’re thinking of upgrading your phone (again), but maybe you aren’t so hot on the idea of slowly handing over thousands of dollars to your cell carrier for the next two years. Don’t settle for the status quo when there are tons of options for frugal buyers. Take advantage of any and all of the […]

Posted in: Personal Finance,
25
Sep
How to Build an Emergency Fund

Financial experts agree – growing and maintaining an emergency fund makes good financial sense. But what is an emergency fund and how do you get one? Emergency funds are a stash of cash in a savings account that you can access in an emergency. That is, an actual emergency. It’s not savings for a car […]

Posted in: Personal Finance, Saving Money,
21
Sep
How to Protect Your Credit After the Home Depot Leaks

Fifty-six million. That’s the number of cards stolen within five months from Home Depot, overshadowing the huge Target leak last year by sixteen million. Credit card fraud and identity theft can be devastating and life-altering if not caught early. Instead of pretending fraud could never happen to you, take a few simple precautions to protect […]

Posted in: Credit Scores,
21
Sep
Good Credit vs. Bad Credit: What Are the Differences

Your credit score isn’t just a number – think of it as the key that unlocks your financial freedom. A good credit score is a skeleton key capable of snagging credit cards, loans, and housing rentals at the lowest interest rates. Having a bad score is like trying to pick a lock with a hairpin. It’s frustrating, […]

Posted in: Credit Scores,
14
Sep
Credit Tips for Students and Graduates

One of the most important parts of growing older is becoming financially independent, but learning how to do so can be challenging for most. Building good credit is a must for students and graduates. Good credit will help you qualify for loans, auto insurance, rental applications, cell phone plans and can even affect whether you […]

Posted in: Credit Scores, Resources,