Advice & News

15
Oct
One Year Later: What is the Future of Credit Card Chips

If you own a credit card, most likely your bank sent you a replacement credit card during 2016 with a gold metal chip located on the front side. October 1st, 2016 marked the 1-year anniversary of the liability shift from the credit card issuer to the individual merchant regarding in-person credit card fraud. While most stores and […]

Posted in: Credit Cards,
15
Oct
How to Make Extra Money in College

Looking for a little extra spending cash in college? You can always use extra money in college, whether it’s to buy more food, Halloween decorations or costumes, or to afford that fun tailgating party. There might be other things you’re buying too… hey, I won’t judge! While these tips won’t be enough to pay for […]

Posted in: Personal Finance,
14
Oct
How the Length of Your Credit History Affects Your Credit Score

You might have received correspondence recently offer you free access to your credit score. If you talk to anybody planning to apply for an auto loan or home mortgage often try to take positive steps to improve their credit score before applying to ensure they qualify for the best interest rate available. Even credit card […]

Posted in: Credit Scores,
14
Oct
5 Car Buying Tips

Buying a car is one of the biggest purchases you’re likely to make in your lifetime. For many people, it will be the single most expensive thing they own in their lifetime other than a home. Therefore, it’s surprising that so many people treat choosing and purchasing a car as an impulse decision, and forego […]

Posted in: Personal Finance,
14
Oct
SKYPASS Visa Secured Credit Card Review

U.S. Bank, based out of Minneapolis, Minnesota, offers financial banking solutions in 25 different states across America. They have over 3,133 bank offices and nearly 5,000 ATMs. Whether you are looking for banking services, investments, loans, payment service products or credit cards, they have something to offer that will meet your needs. One of their cards [&hellip

Posted in: Credit Cards,
Tags: secured credit card review,
13
Oct
Green Dot Introduces Secured Credit Card to Help Build Positive Credit Histories

Sometimes, financial mishaps happen that negatively impact personal credit scores. A tarnished credit history can be difficult to overcome, especially if a person did not have a credit history to start with. With poor or no credit history, it can be difficult to qualify for financing of any variety. And if a lender will accept, they charge […]

Posted in: Credit Cards,
13
Oct
Platinum Delta SkyMiles Credit Card Review

American Express is one of the major credit card companies that offer credit solutions for people across the globe. They have been in business since the 1850’s, and have been providing financial services for over a century and a half. If you have heard to shy away from Amex, you may be behind the times. American Express […]

Posted in: Credit Cards,
Tags: credit card review 2,
13
Oct
How to Get a Student Loan Without Good Credit

For most, getting into the school of their choice is only half the battle. Tuition at colleges and universities across the country is quite expensive. Per academic year, tuition easily starts at around $20,000 for many state colleges with resident tuition discounts, and can skyrocket from there to more than $50,000 per academic year at […]

Posted in: Student Loans,
12
Oct
Advice to Help Your Children From Ruining Their Credit Score

Financial literacy and young adults have a virtually non-existent relationship. School systems have taken steps to teach money management skills to prepare tomorrow’s future leaders financially, but, sound money management still requires experience. Some lessons can only be taught through trial and error, but, there are other lessons that parents can teach their children

Posted in: Credit Scores,
12
Oct
4 Habits of Successful Student Loan Borrowers

For better or worse, student loans have become a fact of life for most college graduates. Approximately 70 percent of grads have some level of student loan debt according to our debt statistics, with the average debt approaching $40,000. Even more worrisome is the number of borrowers who cannot repay their loans: 11.6 percent of student […]

Posted in: Student Loans,