The OpenSky Secured Visa is a great secured credit card if you’ve had past financial missteps, given there’s no credit check and you get to set the credit limit yourself. Unfortunately, you can’t earn rewards for spending and you have to pay a $35 annual fee, so you may want to consider other secured cards.

Many or all of the companies featured provide compensation to LendEDU. These commissions are how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear on our site.