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Student Loans Student Loan Repayment

New Jersey Student Loan Forgiveness Programs

Updated Apr 06, 2023   |   3 mins read

New Jersey is known for tough attitudes and great people. They are also known for their beautiful beaches and vibrant personalities of people. Those that live and work in the state may also be eligible for a boost economically too through New Jersey student loan forgiveness programs. The following article discusses these programs as well as directs you on where to go to get all of the details for yourself.

Educate yourself on student loan forgiveness with our complete guide!

Nursing Faculty Program

Those that are currently teaching in the nursing field may be eligible for assistance via the Nursing Faculty Loan Redemption program in New Jersey. This program focuses on providing monies to those in the state who are working full-time at a school of nursing. Those that wish to pursue this opportunity must complete an approved and accredited graduate degree program in nursing and make a commitment to teach at an approved institution for at least five years upon said completion of a degree.

Other qualifications include:

  • Must be a resident of the state of New Jersey and remain a resident for the entire length of the loan repayment program
  • Must have an approved and accredited graduate degree
  • Must have maintained at least a 3.0 GPA while in school and be able to provide proof
  • Must be employed as full-time nursing faculty after June 30, 2010 within the state
  • Must have become employed by twelve months post-graduation
  • Must have student loans, be able to prove it, and meet all other requirements.

Health Industry Loan Repayment Program

Those that are primary care providers or dentists in the state of New Jersey are eligible for loan repayment. This program, known as the Primary Care Physician and Dentist Loan Redemption Program, encourages those in these fields to work in areas that are considered underserved. Eligible areas include those that are primary physicians, dentists, nurse practitioners, and also physicians’ assistants. Those that meet all eligibility requirements, listed below, can earn up to one-hundred twenty thousand dollars.

Those requirements include:

  • Must be a resident of the state
  • Must have a medical license in good standing in the state
  • Must provide necessary recommendations from undergraduate faculty
  • Must work for a minimum of twenty-four months in the designated area
  • Must work through a six month probationary period
  • If a physician, must have been accredited via a residency program from an accredited institution
  • Must agree to all site and location restrictions and sign a contract agreeing to it
  • Must not be in default on any student loans
  • Must meet all other requirements found here

Attorneys Loan Repayment Program

The John R. Justice Federal Student Loan Redemption Program provides a varied amount of monies to attorneys in the field. The goal is to retain attorneys for the underserved populations that often lack good legal help.

Those that wish to pursue this loan repayment program must meet all criteria and application requirements, including:

  • Must be full-time employed
  • Must be a public defender
  • Must have student loan debt in your name and must prove that
  • Must have good standing in loans with nothing in default in delinquent

Must agree to a commitment of two years and meet all other requirements found here.

>> Read More: Student loan forgiveness programs by state