Massachusetts Mortgage Rates
Here are mortgage rates in Massachusetts for conventional (fixed and adjustable rate), FHA, VA home loans.
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Below you can see the current average mortgage rates in Massachusetts for both conventional and non-conventional mortgages. You can also compare them to current national rates as well as historical interest rates for both MA and the United States as a whole.
Current Mortgage Rates in Massachusetts
| Mortgage Type | Avg. MA Rate | National Rate |
| 30-Year Fixed | 4.28% | 3.60% |
| 15-Year Fixed | 3.42% | 3.05% |
| 30-Year 5/1 ARM | 3.84% | 3.36% |
| 30-Year 3/1 ARM | 4.13% | – |
| 30-Year 7/1 ARM | 3.98% | – |
| 30-Year 10/1 ARM | 3.97% | – |
Last update: 2/4/2020
Source: Consumer Financial Protection Bureau, Federal Reserve Bank of St. Louis
Non-Conventional Mortgage Rates in Massachusetts
| Mortgage Type | Avg. MA Rate |
| FHA 30-Year Fixed | 3.85% |
| FHA 15-Year Fixed | 3.81% |
| VA 30-Year Fixed | 3.83% |
| VA 15-Year Fixed | 3.81% |
Last update: 2/4/2020
Source: Consumer Financial Protection Bureau
Historical Mortgage Rate Trends in MA
Source: Federal Housing Finance Agency Monthly Interest Rate Survey
Note: Adjustable mortgage rates excluded due to insufficient data.
Historical Mortgage Rate Trends in the U.S.
Source: Freddie Mac
Other Helpful Mortgage Resources