The silver screen and network television may be responsible for Jennifer Garner’s notoriety, but in recent years, it’s likely you’re also used to seeing her face somewhere else—the long-running and often witty Capital One Venture Rewards Credit Card commercial.
She has been asking us what’s in our wallet since late 2014, and she’s remained a constant presence in Capital One’s Venture Card campaigns, so much so that oftentimes the commercial is referred to as the Jennifer Garner credit card commercial.
In recent months—since January 2018, to be exact—the celebrity turned credit card enthusiast has been helping Capital One spread the word about their partnership with Hotels.com, their latest effort to convince consumers that the Venture Card is the premier card for frequent travelers.
You can view the Jennifer Garner Capital One credit card commercial below.
February 2018 Commercial
Why the Capital One Venture Card?
Capital One Venture Rewards Credit Card
- Annual Fee: $0 intro first 12 months; $95 after that
- APR: 17.99% – 25.24% variable APR
- Benefits: Earn 2 miles for every dollar spent, 10 miles for every dollar spent at hotels.com/venture, and no blackout dates
- Category: Travel Credit Card
The Capital One Venture Card is consistently a favorite, winning spots in “top travel” lists, including Time’s Best All-Around Travel Credit Card and Forbes’ Best Flat Rate Credit Card. There are a variety of factors that contribute to this success, but perhaps it’s the simple and robust rewards program that really earns Capital One a place in so many wallets.
Currently, the Capital One Venture Card earns users 2 miles per dollar spent on every purchase, and since many of the best travel credit cards have tiered rewards programs, the Venture Card stands out as being one of the more straightforward travel rewards credit cards.
In addition to receiving double miles, Capital One’s new partnership with Hotels.com sweetens the deal by offering 10 miles per dollar spent on thousands of hotels when cardholders book and pay their travel through Hotels.com/venture.
This can be a refreshing offer for those who travel frequently but aren’t bound to a specific hotel chain. If you’re already participating in the Hotels.com loyalty program, you’ll also have the opportunity to double down, earning points and rewards on your Hotels.com account while earning miles on your Venture card.
If you’re not one to use Hotels.com, you may be happy to know that the Venture card also applies that 2 miles per dollar reward to travel booked on any website or app, be it directly booked travel (i.e., the airline’s website) or through another travel site. This deviates from some other popular travel cards, which often reserve top rewards for travel booked directly with the property/airline or through the credit card company’s travel program.
Rewards are redeemable at one cent per mile, and redeeming rewards is simple. Just log on to your account and redeem them for a credit statement for any eligible travel within 90 days of the original purchase. The points do not expire, and there is no minimum redemption fee, meaning you have the ability to save them up for large travel expenses or to offset something as small as a one-night stay or a car rental.
New cardholders can also earn 50,000 bonus miles once they make $3,000 worth of purchases within the first 3 months of opening the account. And as far as fees go, the Venture Card offers an introductory fee of $0 for the first year, with a $95 annual fee each year thereafter.
Final Thoughts on the Jennifer Garner Credit Card
So, is Jennifer Garner right about Capital One? Should the Venture Card be your travel card of choice? If you’re a frequent traveler looking for a card you can use every day, then this may be the right one for you. With 2 miles per dollar spent, it’s easy to rack up miles on everyday purchases, whether you’re buying groceries or making home improvements.
Further, the Hotels.com partnership really makes this a valuable ally for those who already use the site or for those who frequently book through reservation sites.
If you’re looking for a card with premium luxury rewards or are a hotel loyalist, this card—though a solid favorite—may not be the best choice, as hotels like Hyatt, IHG, and Marriott Bonvoy may offer a rewards program that is more lucrative when paired with your travel needs.
Similarly, some travel cards do offer higher redemption rates for certain types of travel, giving cardholders the opportunity to maximize their miles in certain circumstances. Currently, that’s not an option available to Capital One Venture Card holders, as the redemption rate is a steady cent per mile.
Regardless of which card you choose to meet your travel needs, we know one thing is true—many of us are looking forward to the next quirky Jennifer Garner Capital One credit card commercial.
Author: Jeff Gitlen
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