How to Actually Get 10x Chase Credit Card Points at Walmart

Chase is one of the fastest growing credit card issuers among mid- and high-income consumers throughout the United States. The financial institution has impressed many prospective and current cardmembers with its far-reaching promotions, ability to rack up Ultimate Rewards Points, and ease of application and use through its online platform. Although Chase cardmembers have several perks inherent to their card-holding status, the last month of 2017 may prove to be the biggest boost for rewards of the entire year.

Chase recently announced a new promotion that allows Chase Sapphire Reserve, Chase Freedom, and Chase Freedom Unlimited cardmembers the ability to earn ten times the points, or 10% cash back, on all purchases made through Walmart, up until the end of the day December 14. Chase had a similar promotion back in August, but some cardmembers missed out because they were unsure how to maximize their rewards potential during the promotion. If you have a Chase Sapphire Reserve, Chase Freedom, or Chase Freedom Unlimited credit card, here’s how to actually get the ten times rewards points on your purchases through Walmart until the promotion deadline.

Earning 10x the Points

The first step in earning ten times the Ultimate Rewards Points with your Chase credit card is simple. Visit Walmart online and shop as you normally would, adding items you want or need to your cart. Once you have filled your digital bag with your purchases, select the Check Out button near the top of the page.

The only difference in your shopping experience is how you pay for your purchases through Walmart. To earn the maximum amount of rewards points with Chase, shoppers must pay utilizing the Chase Pay option. This is done on the Enter Payment Method screen, under the More+ link. There, shoppers can find the Chase Pay button that allows them to sign in to their Chase rewards credit card account with their username and password. Once that is connected, simply select the Chase credit card desired and finalize the purchase.

For Chase cardmembers who have yet to establish a Chase Pay account, the good news is that the process is easy – and free. Chase Pay is a mobile application that works as a digital or virtual wallet. To get started, download the appropriate Chase Pay app through the App Store on Apple devices or the Google Play store on Android. Once the app is installed, cardmembers sign in using their Chase credit card username and password. This automatically links eligible Chase credit cards to the Chase Pay system, making it easy to pay for online purchases through partner merchants like Walmart.

Calculating Rewards Potential

Chase credit card members have the potential to earn significant rewards throughout the year with the basic rewards programs available. That may include 5% cash back on eligible purchases made throughout the year in bonus categories, or a flat-rate cash back percentage on all other purchases. Maximizing the Walmart promotion taking place through mid-December means Chase cardmembers can earn up to ten times the rewards on up to $325 in purchases. This equates to 3,250 Chase Ultimate Rewards points, or $32.50 when redeemed for a statement credit or cash back. However, cardmembers can boost their Ultimate Rewards points purchasing power by redeeming available rewards in the Ultimate Rewards site for travel or other special purchases. The 3,250 rewards potential with the Walmart promotion can be worth up to $71.50.

Cardmembers need to be aware that maxing out the fourth-quarter bonus category for Chase Freedom may reduce the available rewards points through the Walmart promotion. If the 5% bonus cash back was already earned for the quarter, cardmembers would only earn 6% back or six times the points on Walmart purchases.

Cardmembers who have an eligible Chase Bank credit card (Sapphire Reserve, Freedom, and Freedom Unlimited) have an opportunity to take advantage of the bonus rewards points made available through Walmart purchases now through December 14^th. Chase cardmembers should receive an e-mail notification about the promotion and the restriction on rewards points potential, but following the steps listed above will generate some additional rewards before the end of the year. Be sure to sign up for Chase Pay through the mobile application, and shop as you normally would using that specific option to pay at checkout to get your rewards.