You’ve finally taken the plunge and applied for that Barclays credit card you’ve had your eye on for a while. It can be agonizing waiting to see if you were approved, especially if you have a big project you’d like to finance. If you want to check the application status of your Barclaycard credit card, we’ll show you how to do it.
And if you applied online and weren’t instantly approved, don’t worry. Sometimes it can take seven to 10 days for an approval. So take a deep breath, and read the rest of this article to see what could be going on with your application.
How to Check the Application Status
If you’re still sweating out whether you’ve been approved, you can check your credit card application status before the seven-to-10-day window has expired. It will only take a minute or two and you should have your answer.
You can do so by calling the company at (866) 928-8598, which is their general inquiries line. If you do receive a Barclaycard credit card, you’ll begin using another number for your credit card information – (877) 523-0478. That’s the number you’ll use to check your balance, pay your credit card, check available credit, view your recent posted payments, transfer balances, see what your payment due date is, and check your recent transactions.
Or, if you’d rather hear the good or bad news electronically rather than from a customer service representative, Barclaycard makes it easy to do so. You can fill out an online form on their website. You’ll need to enter your last name, the last four digits of your Social Security number, your ZIP code, and your email address.
That information will be checked and an answer will be sent to you as soon as it’s available. It may not hurry along the actual decision process, but at least you’ll be notified as quickly as possible. In the meantime, try to relax and not stress about your application. If it doesn’t go through now, you can always reapply.
Why is It Taking so Long?
While it can be frustrating waiting for something, there’s a good reason companies take so long to figure out whether to approve a person’s application for a credit card. There’s a lot riding on that application for the company because if they approve too many people who end up not being creditworthy, they stand to lose a lot of money when those people don’t pay back the balances for what they’ve charged.
So they need to look at a person’s credit score and other key information to decide if it would be wise to allow that person the privilege of having a Barclaycard credit card.
We have become accustomed to instant approval in this fast-paced world. While it can be hard to wait for confirmation on your credit card application, remember that just because you didn’t get instant approval doesn’t mean you are denied. Give Barclaycard a few days to review your application.
Then, if you still haven’t heard from them, it’s easy to check on the status of your application by calling the company or filling out a short online form.