Many or all companies we feature compensate us. Compensation and editorial research influence how products appear on a page. Personal Finance Healthy Paws Pet Insurance Disclosures Updated Jan 10, 2023   |   1-min read Written by LendEDU Written by LendEDU Expertise: LendEDU creates educational resources to help consumers navigate life's financial journey. Our expertise and actionable guidance equip readers with the tools they need to make educated financial decisions. Learn more about LendEDU Plan coverage varies based on the age of the pet at enrollment and the deductible and reimbursement levels chosen at enrollment. Exclusions and restrictions apply. All descriptions or highlights of the insurance being provided are for general information purposes only, do not address state-specific notice or other requirements and do not amend, alter or modify the actual terms or conditions of an insurance policy. Please refer to the terms and conditions of the policy, which set forth the scope of insurance being provided and address relevant state requirements. 1Healthy Paws includes coverage for hip dysplasia when you enroll your pet before the age of six. It is excluded from coverage if you enroll your pet when they are 6 and older. There is a twelve-month waiting period before coverage takes effect in all states except MD and NH. If signs or symptoms of hip dysplasia are noted by your veterinarian before your enrollment or during the twelve-month waiting period, hip dysplasia will be considered pre-existing and will not be covered.