Georgia Mortgage Rates
Current Georgia mortgage rates updated regularly. Review changes in fixed and adjustable rates for conventional, FHA, and VA mortgages.
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Here are the current mortgage rates in Georgia, including conventional, FHA, and VA home loans as well as fixed and variable rates. Compare them to current national rates and historical interest rates for Georgia and the United States of America.
Current Mortgage Rates in GA
| Mortgage Type | Avg. GA Rate | National Rate |
| 30-Year Fixed | 4.30% | 3.60% |
| 15-Year Fixed | 3.44% | 3.05% |
| 30-Year 5/1 ARM | 3.90% | 3.36% |
| 30-Year 3/1 ARM | 4.13% | – |
| 30-Year 7/1 ARM | 3.96% | – |
| 30-Year 10/1 ARM | 4.03% | – |
Last update: 1/30/2020
Source: Consumer Financial Protection Bureau, Federal Reserve Bank of St. Louis Advertisement
Non-Conventional Mortgage Rates in GA
| Mortgage Type | Avg. GA Rate |
| FHA 30-Year Fixed | 3.89% |
| FHA 15-Year Fixed | 3.85% |
| VA 30-Year Fixed | 3.89% |
| VA 15-Year Fixed | 3.84% |
Last update: 1/30/2020
Source: Consumer Financial Protection Bureau
Historical Mortgage Rate Trends in GA
Source: Federal Housing Finance Agency Monthly Interest Rate Survey
Note: Adjustable mortgage rates excluded due to insufficient data.
Historical Mortgage Rate Trends in the U.S.
Source: Freddie Mac
Other Helpful Mortgage Resources