Updated
May 08, 2023 Below you will find the average mortgage rates in Colorado for conventional, FHA, and VA mortgages. You can also compare these rates to average national rates as well as historical rates in Colorado and the U.S.
Current Mortgage Rates in Colorado
| Mortgage Type | Avg. CO Rate | National Rate |
| 30-Year Fixed | 4.33% | 3.60% |
| 15-Year Fixed | 3.45% | 3.05% |
| 30-Year 5/1 ARM | 3.85% | 3.36% |
| 30-Year 3/1 ARM | 4.10% | – |
| 30-Year 7/1 ARM | 3.97% | – |
| 30-Year 10/1 ARM | 3.97% | – |
Last Update: 1/30/2020
Source: Consumer Financial Protection Bureau, Federal Reserve Bank of St. Louis
Non-Conventional Mortgage Rates in Colorado
| Mortgage Type | Avg. Rate |
| FHA 30-Year Fixed | 3.86% |
| FHA 15-Year Fixed | 3.83% |
| VA 30-Year Fixed | 3.83% |
| VA 15-Year Fixed | 3.86% |
Last Update: 1/30/2020
Source: Consumer Financial Protection Bureau
Historical Mortgage Rate Trends in Colorado
Source: Federal Housing Finance Agency Monthly Interest Rate Survey
Note: Adjustable mortgage rates excluded due to insufficient data.
Historical Mortgage Rate Trends in the U.S.
Source: Freddie Mac