The Citi Simplicity credit card offers an introductory 0% APR on balance transfers completed within four months of account opening. However, the card doesn’t offer a rewards program or many fun perks.

Many or all of the companies featured provide compensation to LendEDU. These commissions are how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear on our site.