Chase Ink Cash Business Credit Card Review
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LendEDU Rating: 4.7/5
Rewards rate: 1% – 5%
Annual fee: $0
Editor’s thoughts: This card comes with a large welcome bonus, high rewards rates with spending caps, and additional benefits for businesses
Chase offers several business credit cards that help businesses earn rewards for their spending. One such card is the Ink Business Cash® Card from Chase.
Benefits and Rewards
New cardmembers can earn $750 back after spending $7,500 on purchases within the first three months from account opening.
The largest rewards rate includes 5% back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each year. The next rate is 2% back on the first $25,000 spent in combined purchases at gas stations and restaurants each year. The final rate is 1% back on all other purchases.
Other benefits include no additional cost on employee cards, the ability to monitor and protect your business with fraud and purchase protection, and more.
Downsides
The main downside of the card is that the 5% and 2% rates are each capped at $25,000. Once you hit this limit, those purchases will be rewards at a 1% rate.
Bottom Line
Several benefits and rewards make the Ink Business Cash® Card from Chase a desirable card for businesses. If you are unsure if it’s the right option for you, you can check out other options by reviewing our picks for the best business credit cards.
