CFPB Virtual Currency Complaints – Data & Report

In August 2014 the Consumer Financial Protection Bureau (CFPB) issued a consumer advisory warning about the risks of virtual currencies, including Bitcoin. The CFPB was created out of the Dodd-Frank Wall Street Reform act. In short, the organization is tasked to protect American consumers when dealing with consumer financial products and services. By the time of

Posted in: Investing, Reports,
CFPB Credit Reporting Complaints – Data & Report

In October 1970, the United States Congress passed the Fair Credit Reporting Act (FCRA). The FCRA was designed to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. In short, the legislation was created to protect consumers from inaccurate information on their credit reports. After all,

Posted in: Credit Scores, Reports,
Most Popular Store Credit Cards

Table of Contents: Top 100 Most Popular Store Credit Cards in 2016 Methodology “Would you like to open up our store credit card and save 20% on your purchase today?” Nothing says Happy Holidays like a brand new Old Navy credit card and $8 in savings.​ These days, every retailer offers their own branded store […]

Posted in: Credit Cards, Reports,
The Worst (and Best) Banks of 2016 – Data & Report

After the 2008 financial crisis, everyone seemed to love to hate the financial sector. Working at a bank was no longer so glamorous and mountains of regulation was written for the protection of consumers. In July 2010, Congress passed and President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. Included in Dodd-Frank […]

Posted in: Banking, Reports,
Top 50 Colleges for Aspiring Entrepreneurs – Report & Rankings 2016

Have you ever asked yourself what the next idea is that will alter the daily lifestyle of modern day society? What next innovation will change the way we live our daily lives for years to come? If you have these types of thoughts, then you may fancy yourself as an entrepreneur. Entrepreneurs are the backbone of this country.  […]

Posted in: Reports,
Best (and Worst) Gift Cards of 2017 – Study & Report

Note: This is an updated report for 2017. Scroll to the bottom of this report to see our results from 2016. All methodology was kept the same from last year. Gift cards are the perfect last minute gift. Gift cards make gift-giving easy, quick, and reassuring to those who may worry about the recipient’s tastes […]

Posted in: Personal Finance, Reports,
LendEDU’s Safest College Towns in the United States

College towns are places of beauty, inspiration, diversity, sport, and home to thousands of students each year. But unfortunately, over the last few years college towns have come under scrutiny when it comes to safety. Whether you are just entering college, just graduating, or are just living in a college town safety is always of […]

Posted in: Reports,
LendEDU’s Venmo Transaction Study

Pizza, Drinks, Fantasy Football…and Sometimes Strippers I’ll pay for the pizza. Just venmo me! Venmo, the popular mobile payment application in the United States, is surging in usage. The application processed a whopping $4 billion in person-to-person payments in the second quarter of 2016, up by 141% year over year. At LendEDU, our team uses […]

Posted in: Personal Finance, Reports,
LendEDU Private Student Loan Debt Data Analysis 2016

In August, we released our Student Loan Debt By State By School Report. In the report we analyzed financial aid and student loan data for more than 1,300 different colleges in the United States. Included, we calculated the average amount of student loan debt per borrower at each college and university in the country. We […]

Posted in: Reports, Student Loans,
Most Affordable Schools for Incoming Freshmen with Financial Need

Today, the average student loan borrower graduates with over $28,000 in student loan debt. This is no small chunk of change, and when interest is included, could balloon to a much higher amount. One of the best ways to avoid this often debilitating debt is to avoid taking on as much as possible. How is this possible? Grants and scholarships. […]

Posted in: Financial Aid, Reports,