The short answer to whether non-U.S. citizens can get a personal loan in the United States is “Yes.” There are, however, some restrictions which can make it a little more difficult. You also have to know where to look, because not all lending institutions will loan money to non-U.S. citizens. Lenders Who Offer Personal Loans to Non-U.S. […]
Unsecured loans, unlike mortgages or auto loans, don’t require any collateral. This means you don’t have to deal with as much paperwork when applying and that you can use them for almost any reason, making them a useful financial tool.
Your local brick-and-mortar bank is a good choice for getting a bank loan, especially if you’re already a client. We’ll cover your top options below.
Credit unions are known as the customer-friendly alternative to an impersonal bank experience. In some cases, this service can help borrowers access personal loans with more affordable rates than what’s offered at traditional banks. But before committing to a credit union loan, you should shop around to find the best offer.
Secured personal loans can be a convenient source of funding when you need money quickly. However, it’s important to be aware of the risks that come with a secured loan.