Personal Loan Information

Taking out a personal loan is similar to getting other loans. You need to find a bank or lender that meet your needs and then submit some information.

Joint loans for married couples are available to borrowers looking for help covering major expenses. While these loans present their own risks, they can be helpful in a variety of situations.

Getting a personal loan with a co-applicant can help you qualify for financing. But not every lender allows co-applicants and the co-applicant is legally responsible for the loan.

If you have a personal loan, you do have the option to refinance it if needed. However, it is important to find out if your current lender allows for it or if you need to find a new lender instead.

Our personal loan calculator will help you see what your monthly payment and total interest costs would be for different loans so you can determine what’s affordable.

Banks, credit unions, and other lenders offer personal loans which can be used for almost anything. Repayment is usually simple and predictable.