How to Read a Credit Report

When it comes to understanding how to read a credit report, many consumers express confusion and lack of understanding. This is because it is not always easy to interpret what the report says. Without really understanding what the report says, it can seem like a foreign language. The good news is that it is really not […]

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How Does a Tax Lien Affect Your Credit Score?

A credit score is a three-digit number that is the key to your financial life. Creditors use that three-digit number to determine if you are worthy of credit. Credit scores are determined by a person’s payment history, the amount they owe, length of credit history, new credit, and types of credit used. The higher the score, the […]

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How to Check Your Credit Score for Free

When it comes to your financial life, your credit score is very important. In the United States, credit scores are used to judge your creditworthiness and your financial trustworthiness. That means lenders use your credit score to decide whether to approve you for a loan, determine the amount you’re eligible to borrow, and set the […]

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How to Get a Credit Score of 800

Everyone wants to find out how to get a perfect credit score. The better an individual’s credit score is, the easier it is to be approved for loans and other types of credit. An 800 credit score is considered to be an excellent score in the pretty much perfect range. With that in mind, it […]

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Credit Tips for Students and Graduates

One of the most important parts of growing older is becoming financially independent, but learning how to do so can be challenging for most. Building good credit is a must for students and graduates. Good credit will help you qualify for loans, auto insurance, rental applications, cell phone plans and can even affect whether you […]

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