Credit Scores

17
Oct
Getting Collections Removed From Your Credit Report

While it may seem daunting to remove a collection account from your credit report, it is an important first step for repairing your credit. Learn how to remove paid collections from your credit report below.

Posted in: Credit Scores,
17
Oct
Does Your Tax Refund Affect Your Credit Score?

Sometimes people wonder if their tax refund affects their credit score. The short answer is no. Your tax refund has nothing to do with your credit score.

Posted in: Credit Scores,
08
Oct
How to Raise Your Credit Score 100 Points Overnight

Every day, the words “raise your credit score 100 points overnight” get typed into internet search engines. Users might be trying to buy a house or even a buy a car. Perhaps they just found out they were declined for credit and learned their score is a lot lower than they thought it was—or lower than it needs […]

Posted in: Credit Scores,
04
Oct
Do You Have to Put a Down Payment On a Car?

In an ideal world, automobiles run flawlessly for several years, only to be replaced after you’ve managed to save up just the right amount of money to purchase a new one. That’s far from how things work though. Cars break down and repairs are often costly. If you’re tight on cash but need a new […]

Posted in: Auto Loans, Common Questions, Credit Scores,
04
Oct
Do Evictions Show Up On Credit Reports?

If you have a past eviction, you might be worried that it shows up on your credit report. The good news is that there’s no section on a credit report titled “Evictions,” and in fact, there is no credit reporting agency that will put your specific eviction in your credit report. The bad news, however, […]

Posted in: Credit Scores,
02
Oct
What Credit Score Is Needed to Lease a Car?

If you are looking to save money on your monthly car payment or like to drive new cars, leasing a car might be a good option for you. In 2017, customers taking out new car leases had an average credit score of 722, as reported by Experian. If you have an above average credit, 680 […]

Posted in: Credit Scores,
02
Oct
How to Clean Up Your Credit Report

Maybe you were just denied for a credit card, or maybe you’ve missed a few loan payments this past year. Are you concerned about what’s staining your credit report? How do you clean up your credit report, if you don’t even know where to find it? In this article, we will guide you through six […]

Posted in: Credit Scores,
21
Sep
Does a Background Check Affect Your Credit Score?

Background checks are becoming increasingly common as businesses, organizations, and individuals try to safe guard against threats like theft and violence. One of the most common reasons people are asked to consent to a background check is to secure employment. 98 percent of employers conduct background checks in their pre-hiring process according to a recent […]

Posted in: Credit Scores,
17
Aug
CreditWise From Capital One Review

Checking your credit score has become incredibly easy in recent years.  There are a number of websites and apps that can offer you a glimpse of your credit health, one of them being CreditWise from Capital One. Capital One is a credit card company that offers their accountholders a view of their credit. Their CreditWise […]

Posted in: Credit Scores,
07
Aug
Protecting Credit Reports, Scores, and Finances for Senior Citizens

Aging is a natural part of life, but in the ever-connected world we live in, new challenges have crept into the landscape of senior living. Older individuals in the United States now have to be concerned with protecting themselves from identity theft. They should be taking specific steps to safeguard their credit report and score […]

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