Credit Scores

02
Oct
What Credit Score Is Needed to Lease a Car?

If you are looking to save money on your monthly car payment or like to drive new cars, leasing a car might be a good option for you. In 2017, customers taking out new car leases had an average credit score of 722, as reported by Experian. If you have an above average credit, 680 […]

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02
Oct
How to Clean Up Your Credit Report

Maybe you were just denied for a credit card, or maybe you’ve missed a few loan payments this past year. Are you concerned about what’s staining your credit report? How do you clean up your credit report, if you don’t even know where to find it? In this article, we will guide you through six […]

Posted in: Credit Scores,
25
Sep
Best Credit Monitoring Services

Credit monitoring services can alert you to credit report changes and potential identity theft. Some services can also monitor your Social Security number or tell you if your information was found in a data breach. Most plans charge a monthly fee, but there are free options.

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21
Sep
Does a Background Check Affect Your Credit Score?

Background checks are becoming increasingly common as businesses, organizations, and individuals try to safe guard against threats like theft and violence. One of the most common reasons people are asked to consent to a background check is to secure employment. 98 percent of employers conduct background checks in their pre-hiring process according to a recent […]

Posted in: Credit Scores,
18
Sep
Best Free Credit Report Site

Reviewing your credit reports is crucial to your financial health. Fortunately, several websites let you check your credit reports for free. Some sites will also include access to your free credit scores, free credit monitoring, and free identity theft protection.

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Tags: ptype_cornerstone,
17
Aug
CreditWise From Capital One Review

Checking your credit score has become incredibly easy in recent years.  There are a number of websites and apps that can offer you a glimpse of your credit health, one of them being CreditWise from Capital One. Capital One is a credit card company that offers their accountholders a view of their credit. Their CreditWise […]

Posted in: Credit Scores,
07
Aug
Protecting Credit Reports, Scores, and Finances for Senior Citizens

Aging is a natural part of life, but in the ever-connected world we live in, new challenges have crept into the landscape of senior living. Older individuals in the United States now have to be concerned with protecting themselves from identity theft. They should be taking specific steps to safeguard their credit report and score […]

Posted in: Credit Scores,
24
Jul
A Year Later, How Has Americans’ Perception of Equifax Changed?

Last year between May 13th and July 30th, Equifax fell victim to a cyber-security breach where hackers were able to access roughly 145.5 million U.S. Equifax consumers’ personal data, in addition to at least 209,000 consumers’ credit card credentials being stolen.  Equifax, one of the three major credit agencies, announced the attack ​on September 7, [&h

Posted in: Credit Scores, Reports,
18
Jul
How Small Business Owners Can Prepare for Responsible Borrowing

Do you have a small business or a side hustle you want to expand in the future? If you’ll be looking to get a small business loan, you may need to give your finances a checkup and make sure they are ready. Depending on the status of your business, you may or may not have a […]

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17
Jul
Does Having Multiple Credit Cards Hurt Your Credit Score?

Some consumers hold multiple credit cards for a variety of reasons. For example, you might open multiple credit card accounts to take advantage of different rewards programs. It’s not uncommon to have both a travel card and a cash back card. Or, others might want access to more credit or want to earn multiple sign-up bonuses. Regardless

Posted in: Credit Cards, Credit Scores,