Credit Scores

17
Aug
CreditWise From Capital One Review

Checking your credit score has become incredibly easy in recent years.  There are a number of websites and apps that can offer you a glimpse of your credit health, one of them being CreditWise from Capital One.Capital One is a credit card company that offers their accountholders a view of their credit. Their CreditWise service […]

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07
Aug
Protecting Credit Reports, Scores, and Finances for Senior Citizens

Aging is a natural part of life, but in the ever-connected world we live in, new challenges have crept into the landscape of senior living. Older individuals in the United States now have to be concerned with protecting themselves from identity theft. They should be taking specific steps to safeguard their credit report and score […]

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18
Jul
How Small Business Owners Can Prepare for Responsible Borrowing

Do you have a small business or a side hustle you want to expand in the future? If you’ll be looking to get a small business loan, you may need to give your finances a checkup and make sure they are ready.Depending on the status of your business, you may or may not have a […]

Posted in: Credit Scores,
17
Jul
Does Having Multiple Credit Cards Hurt Your Credit Score?

Some consumers hold multiple credit cards for a variety of reasons. For example, you might open multiple credit card accounts to take advantage of different rewards programs. It’s not uncommon to have both a travel card and a cash back card.Or, others might want access to more credit or want to earn multiple sign-up bonuses.Regardless of the reaso

Posted in: Credit Cards, Credit Scores,
31
May
Pinch Rent Review: How Does It Work?

Despite the fact that many young Americans pay rent, on time and in full, on a regular basis, none of these diligent payments are reported to the big three credit reporting agencies. Why? Because often rent is paid via check, transfer, or cash to your landlord. Landlords typically haven't reported any of this information to […]

Posted in: Credit Scores,
15
May
Chase Sapphire Reserve Credit Score: What You Should Know

The Chase Sapphire Reserve credit card is a high-end travel and dining rewards card that has a hefty $450 annual fee. The card has some of the best benefits available in the credit card world, however, the Sapphire Reserve card is also one of the most popular—even with that heavy fee. It offers 3 points […]

Posted in: Credit Cards, Credit Scores,
02
May
How Accurate is Discover’s FICO Score?

Discover offers consumers a Credit Scorecard, which is a free service that includes a FICO score. Discover and a majority of other lenders use FICO scores in lending decisions. And a consumer, it’s understandable to want to see the same information that lenders see when checking your credit.However, there are different types of credit scores […]

Posted in: Credit Scores,
28
Apr
Over a Million Minors Were Victims of Identity Fraud in 2017

A jury summons or a debt collector call might not be all that remarkable – unless it’s for your child. If that happens, it’s a sign they might be a victim of identity theft.In 2017, over 1 million children (1.48 percent of minors) were victims of fraud or identity theft according to Javelin Strategy & […]

Posted in: Credit Scores, Financial News,
07
Mar
How to Build Credit With an Authorized Credit Card Account

Whether you are a young adult, a new U.S. citizen without a credit history, or even someone simply trying to rebuild a credit history, the process of building up your credit score can be long and difficult. You need credit to build a credit history. One way to begin trying to build credit is being […]

Posted in: Credit Cards, Credit Scores,
02
Mar
Which Credit Reporting Agencies Banks Use to Pull Your Credit Report

There are three main credit reporting agencies (CRA) operating within the United States. Each one is a for-profit company responsible for recording and compiling your credit history.A business that has a legitimate reason to request a credit check can contact one or more of the big three CRAs to pull your credit report. Some common […]

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