Credit Scores

19
Oct
Does Freezing Your Credit Hurt Your Credit Score?

In short – no – freezing your credit won’t affect your credit score, but there are other implications that you need to be aware of.

Posted in: Credit Scores,
19
Oct
Does a Bounced Check Hurt Your Credit?

Bounced checks happen. But as long as you quickly meet your credit and banking obligations, they typically won’t affect your credit.

Posted in: Credit Scores,
17
Oct
How to Fix Bad Credit to Buy a House

Buying a home is a dream for many individuals and families, but it can be a challenge for those with less-than-stellar credit. Fortunately, there are several manageable ways to fix bad credit to buy a house.

Posted in: Credit Scores,
17
Oct
How to Fix Bad Credit After a Divorce

Managing bad credit after a divorce can be difficult, but you can achieve financial stability and a good credit score by using certain strategies.

Posted in: Credit Scores,
17
Oct
How to Fix Bad Credit After Getting Married

If you are about to get married to someone who has poor credit, become aware of the issues plaguing his or her credit score and follow these steps to improve it over time.

Posted in: Credit Scores,
17
Oct
Getting Collections Removed From Your Credit Report

While it may seem daunting to remove a collection account from your credit report, it is an important first step for repairing your credit. Learn how to remove paid collections from your credit report below.

Posted in: Credit Scores,
17
Oct
Does Your Tax Refund Affect Your Credit Score?

Sometimes people wonder if their tax refund affects their credit score. The short answer is no. Your tax refund has nothing to do with your credit score.

Posted in: Credit Scores,
08
Oct
How to Raise Your Credit Score 100 Points Overnight

Every day, the words “raise your credit score 100 points overnight” get typed into internet search engines. Users might be trying to buy a house or even a buy a car. Perhaps they just found out they were declined for credit and learned their score is a lot lower than they thought it was—or lower than it needs […]

Posted in: Credit Scores,
04
Oct
Do You Have to Put a Down Payment On a Car?

In an ideal world, automobiles run flawlessly for several years, only to be replaced after you’ve managed to save up just the right amount of money to purchase a new one. That’s far from how things work though. Cars break down and repairs are often costly. If you’re tight on cash but need a new […]

Posted in: Auto Loans, Credit Scores,
04
Oct
Do Evictions Show Up On Credit Reports?

If you have a past eviction, you might be worried that it shows up on your credit report. The good news is that there’s no section on a credit report titled “Evictions,” and in fact, there is no credit reporting agency that will put your specific eviction in your credit report. The bad news, however, […]

Posted in: Credit Scores,