Credit Card Resources

Credit Card Referral Program Guide

Companies across the globe are constantly looking for ways to market their products to as many consumers as possible. Credit card companies are no different. Not a second goes by in America without a credit card commercial on air, and plenty of people can say they’ve received at least one pre-approved offer in the mail. […]

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Your Statement Balance vs. Current Balance: Do You Know the Difference?

When your bank or credit card issuer provides your account balance information, the amount might differ depending on the type of balance being used. Your current balance is based on what’s going on immediately, while your statement balance summarizes what happened during the last billing cycle. Here's how to read your statement balance vs. current balance.

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When to Cancel a Credit Card

If you’re like most Americans over the age of 18, you probably have at least one credit card. You may even receive offers for cards that have better interest rates, more rewards, or benefit you in a way that your current card doesn’t. Is it ok to cancel a credit card and replace it with one of […]

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What Happens If You Don’t Use Your Credit Card?

Credit card use is a staple in most consumers’ financial lives. The ability to pay for large purchases or unexpected expenses outright when savings isn’t available or is earmarked for another objective is a valuable tool. However, the use – and non-use – of credit cards is also an important factor in credit score calculations. […]

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How to Build Credit With a Credit Card

Building credit can be quite the challenge, and some consumers struggle to get their score raised even just a little bit. The truth is that there are many ways to build credit, and one of these ways is through the use of a credit card. The key to using a credit card to build credit […]

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What Happens if You Miss a Credit Card Payment

Your bills are due and you’re spread too thin. Something’s going to give, so you might have to miss a credit card payment. Before you decide to skip your monthly payment, you should find out what will happen. You will then know if it’s worth it or if you should find a way to come […]

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