Reddit forums are full of credit card advice, including details on how to maximize your card rewards. However, you don’t know the background or experience of Redditors who give the advice, so be wary of trusting people who may not know much more than you do.

Many or all of the companies featured provide compensation to LendEDU. These commissions are how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear on our site.