9 Best Looking Credit Cards with the Coolest Designs
Since you shouldn't apply for a credit card solely due to its design, we decided to include the best-looking credit cards with great rewards, such as cash back, travel discounts, and more.
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These days, credit card issuers not only try and offer top of the line rewards, but they also try and create a physical design that grabs the eye. If a credit card provides many fantastic features, why not go for the coolest looking credit card you can find?
This article will review some of the best-looking credit cards. Take a look to see if any of them meet your financial needs – or catch your eye.
9 Best-Looking Credit Cards
Here are our picks for the best-looking credit cards. We determined what each card was best for after selecting the cards that had the coolest designs. Check out what each card is best for and make sure that the nicest looking credit card to you also offers valuable rewards.
- Best for extensive cash back opportunities: Blue Cash Preferred Card
- Best for unlimited cash back: Chase Freedom Unlimited
- Best for food-related cash back: American Express Gold Card
- Best for traveling: Marriott Bonvoy Boundless Card
- Best for unlimited cash back with Amex: American Express Cash Magnet
- Best for exclusivity: Mastercard Gold Card
- Best for students: Deserve EDU
- Best for less than good credit: Platinum Mastercard from Capital One
- Best for small businesses: Blue Business Cash Card from American Express
Blue Cash Preferred Card
Best for extensive cash back opportunities
The Blue Cash Preferred Card has a design worthy of the rewards associated with the card. This mostly dark blue card has a Roman centurion (the Amex mascot) featured on the left half of the card.
This card can reward you significantly if you frequently spend on groceries, streaming, transit, and gas. The $95 annual fee is lower than other cards in the industry that offer similar rewards.
Here are some additional details regarding the card:
- Welcome offer: $300 after you spend $3,000 in purchases on your card in the first three months
- Rewards: Earn 6% back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 6% back on select U.S. streaming services, 3% on transit, 3% at U.S. gas stations, and 1% on all other purchases
- Annual fee: $95
- Credit needed: Good to excellent
To learn more about this card and what it offers, click here.
Chase Freedom Unlimited Credit Card
Best for earning unlimited cash back
The Chase Freedom Unlimited Credit Card comes in multiple blue shades and has a cool looking pattern across it that is unique compared to other cards on this list.
This is one of the best cash back credit cards on the market and offers several rewards rates to enjoy both the look and value of your card. There is no annual fee and cardholders can take advantage of contactless payment to avoid interaction with merchant payment machines.
Here are some additional details regarding the card:
- Welcome offer: Earn $200 after you spend $500 on purchases in the first three months from account opening. Additionally, earn 5% cash back on grocery store purchases up to $12,000 in the first year
- Rewards: Earn 5% on travel purchase through Chase Ultimate Rewards, 3% on dining, 3% at drugstores, and 1.5% on all other purchases
- Annual fee: $0
- Credit needed: Good to excellent
To learn more about this card and what it offers, click here.
American Express Gold Card
Best for food-related rewards
The American Express Gold Card is an all gold looking card made out of metal. The look is relatively simple, making it an excellent fit for people looking for a gold shine on their card.
This travel credit card is a great option for those looking to earn rewards on food-related purchases such as dining and groceries. Additionally, American Express offers a dining credit that has a value up to $120 per year when the card is used with participating companies.
Here are some additional details regarding the card:
- Welcome bonus: Earn 60,000 Membership Rewards Points after you spend $4,000 on purchases within the first six months.
- Rewards: Earn 4x points on dining, 4x points at U.S. supermarkets on up to $25,000 per year, 3x points on flights booked directly with airlines or on amextravel.com, and 1x points on all other purchases
- Annual fee: $250
- Credit needed: Good to excellent
To learn more about this card and what it offers, click here.
Marriott Bonvoy Boundless Card
Best for people who like to travel
The Marriott Bonvoy Boundless Card is a mostly dark blue card with some touches of orange. The lines seen on the card seem to be used to show how the Boundless card stands out amongst the rest when it comes to travel.
With a hefty sign-up bonus, multiple ways to earn unlimited points, and Elite Status perks, this card can ease the financial burden of traveling the world.
Here are some additional details regarding the card:
- Welcome offer: Earn 5 free nights (250,000 point value) after you spend $5,000 on purchases in the first three months from account opening
- Rewards: Earn 6x points on purchases at hotels participating in Marriott Bonvoy, 2x points on other travel-related purchases, and 2x points on all other purchases
- Annual fee: $95
- Credit needed: Good to excellent
To learn more about this card and what it offers, click here.
Cash Magnet Card
Best for unlimited cash back through Amex
The card has a similar look to the Blue Cash Preferred Card mentioned above with the large Roman centurion image located on the card’s left side. The main difference between the two cards comes in the shade of blue, as this card is much lighter.
This card is a great option for those interested in owning an American Express card and having a cash back program that provides one rate for all purchases, rather than multiple bonus category rates.
Here are some additional details regarding the card:
- Welcome offer: Earn $200 after you spend $1,000 in purchases on your card within the first three months of card membership
- Rewards: Earn unlimited 1.5% cash back on all purchases
- Annual fee: $0
- Credit needed: Good to excellent
To learn more about the card and what it offers, click here.
Mastercard Gold Card
Best for exclusivity
The Mastercard Gold Card is for high earners who are more focused on looks than actual rewards. This card is made with 24 carats of real gold that certainly puts it in the best-looking credit card conversation.
Rewards include redemption benefits, 24/7 concierge services, an annual airline credit, VIP airport lounge access, and more.
Here are some additional details regarding the card:
- Rewards: Earn 2x points on all purchases. Redeem cash back for airfare and cash back at a 2% rate
- Annual fee: $995
- Credit needed: Good to excellent
To learn more about this card and what it offers, click here.
Deserve EDU
Best for students
The Deserve EDU card is for students who are just beginning their credit journey. Unlike other cards, this card is designed in a vertical position that fits more in line with current payment methods. The design and colors are cool and fit the younger generation well.
Rewards from this card include one year of Amazon Prime Student, cell phone protection, no international transaction fees, and 1% cash back on all purchases.
Here are some additional details regarding this card:
- Welcome offer: One year of Amazon Prime Student
- Rewards: Earn 1% cash back on all other purchases
- Annual fee: $0
- Credit needed: No specified credit requirements
To learn more about this card and what it offers, click here.
Platinum Mastercard from Capital One
Best for less than good credit
The Platinum Mastercard from Capital One has a new blue and black design that looks futuristic. Outside of the pattern and colors, the look is pretty straightforward.
Since this card is meant for those with fair or worse credit, there are no cash back or travel-related rewards. Instead, the card is designed to help cardholders monitor their credit and spending habits to improve their credit report for the future.
Here are some additional details regarding this card:
- Benefits: Automatic credit line reviews, CreditWise access, fraud coverage, and contactless payment
- Annual fee: $0
- Credit needed: Fair
To learn more about this card and what if offers, click here.
Blue Business Cash Card from American Express
Best for small businesses
The Blue Business Cash Card from American Express is a cool looking card with no annual fee. Rewards include cash back on eligible purchases and limited-time offers from companies that can help your business grow.
The card’s design is similar to other Amex cards but has multiple shades of blue with a neat pattern going across the entire face of the card. This card is made out of plastic.
Here are some additional detail regarding this card:
- Welcome offer: Earn up to $300 in statement credits for eligible purchases at Dell Technologies, DocuSign, or FedEx within the first three months of card membership
- Rewards: Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
- Annual fee: $0
- Credit needed: Good to excellent
To learn more about this card and what it offers, click here.
Recap of the best-looking credit cards
| Card | Annual fee | Rewards |
| Blue Cash Preferred | $95 | Welcome offer & cash back |
| Cash Magnet Card | $0 | Welcome offer & cash back |
| American Express Gold Card | $250 | Welcome offer & points |
| Marriott Bonvoy Boundless | $95 | Welcome offer & points |
| Chase Freedom Unlimited | $0 | Welcome offer & cash back |
| Mastercard Gold Card | $995 | Points |
| Deserve EDU | $0 | Welcome offer & cash back |
| Platinum Mastercard | $0 | None; for building credit |
| Blue Business Cash Card | $0 | Cash back |
How to choose the coolest looking credit card
Everyone has their own opinions on what looks cool and what doesn’t. Because of this, picking the best-looking credit card can only be done by you. Some things to consider when comparing credit card designs include:
- Is the card metal? A metal credit card can create additional weight to the card and give it a different look that seems more valuable.
- Is the card vertical or horizontal? As the times change, many credit card issuers have experimented with new designs that make checkout easier. One such approach is making credit cards that are designed vertically instead of horizontally. This vertical design makes chip cards and tap-to-pay features easier to use.
- What colors and patterns are used? Most credit cards use similar colors, but one thing that is typically unique to each card is the pattern or images used on the card.
While having a card that you enjoy looking at and showing off is nice to have, it shouldn’t be the main factor in determining which credit card to apply for. You should make sure to compare reward offerings, annual fees, and welcome offers to find a credit card that rewards you every time you use it. By doing this, you may find that the card that best fits your spending habits also ends up being a pretty cool looking credit card.
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