7 Best Looking Credit Cards: Coolest Designs of 2018
When trying to find the best credit card, most people look for cards that give them the best bang for their buck: the best rewards, the lowest interest rate, or perhaps the most perks.
For most people, how a card looks is probably relatively low on the list of factors that come into play when deciding what credit card to choose. But if a credit card has a great interest rate and offers a lot of fantastic features, why not go for the coolest looking credit card you can find?
After all, you probably use your card every day. Why not get a card that makes you happy or starts a conversation?
This article will review some of the best looking credit cards in 2018. Take a look to see if any of them meet your financial needs – or catch your eye.
- Discover it Chrome Gas & Restaurant Card
- Citi Prestige Card
- J.P. Morgan Reserve Card
- American Express Centurion Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Discover it Student Cash Back
- Chase Sapphire Preferred Card
7 Coolest Looking Credit Cards
Discover it Chrome Gas & Restaurant Card
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Discover it Chrome Gas & Restaurant Card
- Annual fee: $0
- APR: 0% for first 14 months; 13.74% - 24.74% variable APR after that
- Benefit: Earn 2% cash back on gas stations and restaurant purchases up to $1,000 quarterly, plus 1% on all other purchases
- Category: Rewards Credit Card
Design
What is cooler than a metal credit card? This credit card has a brushed metal look that will make people look twice. With a minimalist, no frills design, the Discover it Chrome Card is a great choice for anyone who values simplicity in credit card designs.
Benefits
The Discover it Chrome Card is currently offering an introductory offer, where it will match all of the cash back that cardholders earn at the end of their first year. They also offer free Social Security Number alerts for customers, along with a free Credit Scorecard.
Citi Prestige Card
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Citi Prestige Card
- Annual fee: $450
- APR: 17.49% - 25.49% variable APR
- Benefit: Earn 3x points on air travel and hotels, 2x points on dining and 1x points on all other purchases
- Category: Rewards Credit Card
Design
The Citi Prestige Card features a spiral design, and a nearly all black front with a blue Citibank swoop. With the card numbers on the back rather than the front, its classic design isn’t marred by extraneous details.
Benefits
The Citi Prestige card offers a lot of perks for frequent travelers, including unlimited access to more than 400 airport lounges, a complimentary fourth night at luxury hotels, a 24/7 concierge and lost baggage coverage. It also does not charge a foreign transaction fee.
J.P. Morgan Reserve Card
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J.P. Morgan Reserve Card
- Annual fee: $595
- APR: None; balance must be paid in full each month
- Benefit: Earn 3x points on travel and dining, as well as a $300 annual travel credit
- Category: Rewards Credit Card
Design
The J.P. Morgan Reserve Card is made of the rare element palladium, and has a J.P. Morgan signature across the top. Its clean lines and the shine of its metal finish make it a great addition to any wallet.
Benefits
Not many people can qualify for this card — you need $10,000,000 or more in assets just to qualify for an invitation to apply. The J.P. Morgan Reserve card has a lot of benefits and rewards, including no foreign transaction fees. It also offers no blackout dates or restrictions, VIP access to events and experiences, with points transferable to 11 hotels and airlines.
American Express Centurion Card (The Black Card)
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J.P. Morgan Reserve Card
- Annual fee: $2,500; $5,000 activation fee
- APR: None; balance must be paid in full each month
- Benefit: Earn 1x points on all purchases, plus 1.5x points on purchases over $5,000
- Category: Rewards Credit Card
Design
Known as the “Amex Black Card,” the American Express Centurion Card is made of genuine titanium. It is considered a status symbol, and does not have any flashy credit card designs or other distracting items on its face: just the American Express logo on a black background.
Benefits
The American Express Centurion Card offers a host of perks, including 24/7 concierge program, automatic hotel elite status, automatic rental car elite status, Delta Skymiles Platinum Medallion status, and other travel perks, such as access to Centurion lounges, free in-flight WiFi, a $200 travel credit and international arrival services.
Capital One QuicksilverOne Cash Rewards Credit Card
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Capital One QuicksilverOne Cash Rewards Credit Card
- Annual fee: $39
- APR: 19.95% - 28.95% Variable APR
- Benefit: Earn 1.5% cash back on all purchases
- Category: Rewards Credit Card
Design
The Capital One QuicksilverOne Cash Rewards Card has a simple silver design, with concentric circles. Although it is designed for people without great credit, it has the look of a higher end credit card — making it a great selection for more people.
Benefits
The QuicksilverOne card offers a great cash-back rewards program for its cardholders. It also allows customers to monitor their credit profile with the CreditWise app. They can get access to a higher credit line after making their first five monthly payments on time.
Discover it Student Cash Back
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Discover it Student Cash Back
- Annual fee: $0
- APR: 0% for the first 6 months; 14.74% - 23.74% variable APR after that
- Benefit: Earn 5% cash back on rotating categories each quarter, 1% cash back on all other purchases, good grade reward of $20 each school year that your GPA is 3.0 or higher for up to five years
- Category: Student Credit Card
Design
The Discover it Student Cash Back Card comes in several designs, including two metallic colors with a clean, simple design. Another design makes the card appear to be a cassette tape. It allows people without a strong credit history to have one of the best looking credit cards — without the need for a high annual fee or millions in the bank.
Benefits
This is a great student credit card with many perks, such as the ability to “freeze” the card, preventing new purchases, cash advances and balance transfers. It also rewards good grades, and gives greater cash-back rewards for places where students are most likely to spend their money.
Chase Sapphire Preferred Card
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Chase Sapphire Preferred Card
- Annual fee: $0 for the first 12 months; $95 after that
- APR: 17.74% - 24.74% variable APR
- Benefit: Earn 2x points on travel and dining, 1x points for all other purchases, and 50,000 bonus points after you spend $4,000 in the first 3 months
- Category: Student Credit Card
Design
Chase Sapphire Preferred Card is a brilliant blue card with a gem design that is eye catching and unique. It also has a piece of solid metal embedded into the card for added weight.
Benefits
The Sapphire Preferred card offers 5,000 bonus points for adding an authorized user who makes a purchase within three months from the account opening. There are no foreign transaction fees, blackout dates, or travel restrictions.