Shannon Serpette

Shannon Serpette is a mother of two and an award-winning journalist and freelancer who lives in Illinois. When she’s not spending time with her children, she is often pursuing her favorite hobbies – running, metal detecting, kayaking, and reading about personal finance.

Articles by Shannon Serpette:

14
May
Backed Personal Loans Review 2019

Backed personal loans might be an attractive option for millennials who haven’t established much of a credit history yet. Backed loans have a competitive APR, depending upon your credit score and other factors.

Posted in: Personal Loans,
30
Apr
Holiday Loans: Potential Savings and Risks

Holiday loans don’t always offer the most favorable annual percentage rates, which makes them a particularly expensive way to finance the gift-giving season. Before you take out one of these loans, consider whether it will be cost-effective for you in the long run — you might be better off using other financing options.

Posted in: Personal Loans,
30
Apr
LendingTree Personal Loans Review

As a broker that connects applicants with different personal loan lenders, LendingTree.com does all the homework for borrowers in terms of finding competitive loan products with varying interest rates. As with any personal loan, you’ll want to compare offers and read the fine print before you sign on the dotted line.

Posted in: Personal Loans,
08
Apr
Hometap Review: How a Hometap Investment Works

Hometap can help you access your home equity to fund your dream, whether it's paying off debt, going back to school, or starting a business.

Posted in: Home Equity,
15
Mar
USAA Rate Advantage Visa Platinum Credit Card Review

Card Summary Pros No annual fee or foreign transaction fees If you have good credit, you’ll get the lowest interest rate USAA offers Military personnel receive a 4% APR on their balance for up to 12 months when they are deployed or undergoing a permanent change of station Receive extended warranties on some U.S. store […]

Posted in: Credit Cards,
11
Mar
Axos Personal Loans Review

Axos Bank personal loans come with flexible terms, fixed monthly payments, and no collateral required. However, applicants may find lower interest rates with other lenders, especially if they have good or excellent credit.

Posted in: Personal Loans,
05
Mar
OneMain Financial Personal Loans Review

OneMain Financial provides personal loans, with an annual percentage rate that depends on your income, debts, credit profile, and what you can put up for collateral.

Posted in: Personal Loans,
Tags: loan review,
05
Mar
Springleaf Financial Personal Loans Review

Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to look for it under its new name, OneMain Financial.

Posted in: Personal Loans,
Tags: loan review,
05
Mar
Is U-Haul Insurance Worth It?

U-Haul gives customers the option of buying auto insurance in case you damage their rental truck while driving it. Figuring out if you need the insurance can be complicated, but it doesn’t cost much so long as you move everything in one day.

Posted in: Insurance,
04
Mar
Mvelopes Review

Mvelopes is an online envelope budgeting program that can help keep your finances on track. Instead of dealing with a pile of actual envelopes for different funds at home, you can do it all digitally.

Posted in: Personal Finance,