Articles by Shannon Serpette:
Holiday loans don’t always offer the most favorable annual percentage rates, which makes them a particularly expensive way to finance the gift-giving season. Before you take out one of these loans, consider whether it will be cost-effective for you in the long run — you might be better off using other financing options.
As a broker that connects applicants with different personal loan lenders, LendingTree.com does all the homework for borrowers in terms of finding competitive loan products with varying interest rates. As with any personal loan, you’ll want to compare offers and read the fine print before you sign on the dotted line.
Card Summary Pros No annual fee or foreign transaction fees If you have good credit, you’ll get the lowest interest rate USAA offers Military personnel receive a 4% APR on their balance for up to 12 months when they are deployed or undergoing a permanent change of station Receive extended warranties on some U.S. store […]