Articles by Nate Matherson:
Having a pet can be rewarding, no matter what type of pet you have. However, pets come with a slew of expenses that many pet owners are not readily prepared to cover out of pocket. Getting a pet insurance plan can be a smart way to protect against financial loss if a pet becomes sick or injured during its lifetime.
Pet insurance can help cover the costs of a catastrophic illness, accident, or injury to your furry family member. Some policies offer coverage for more routine concerns. Pet insurance doesn’t cover everything, however, so understand your policy before you sign it—and do some comparison shopping before choosing a pet insurance company.
If you’re married, a joint life insurance policy can save you money and keep your family financially secure in the event of you or your spouse’s death. To find the best deal, comparison shop because there are many different companies and options on the market, and their terms and rates vary.
The value of a jewelry insurance policy depends on a variety of factors, including the amount of jewelry you have and the coverage already offered by your homeowners or renters insurance. Determining whether it’s a good fit for you will require a call to your insurance agent as well as an inventory and appraisal of your jewelry.
Swimming pools are a big investment and often require financing. Some options, however, are better than others, and making the wrong decision can cost you for a long time. Knowing the types of financing available and what to look for can keep you from going underwater later.
When it comes to life insurance, if you pay monthly, you can spread out the cost over a year. If you pay annually, you can cash in on the savings that many companies offer with a single yearly payment.
Life insurance policies vary widely based upon the company offering them and the person being insured. The underwriting process determines the cost for an individual’s policy and considers a lot of factors that help the company understand the risk that they’ll have to pay out on a claim.
The cost of life insurance is dependent on the individual applicant’s risk factors, one of which is age. There are several pros and cons to purchasing a policy, regardless of what age you are. Understanding those pros and cons is critical to getting the best product for your situation.
Critical illness riders allow you to access your life insurance benefit—in some cases, up to 80% of your total benefit—if you are diagnosed with a critical illness or injury, such as a heart attack, cancer, or major organ failure. It’s not available on all policies, so check with your insurance company before purchasing a policy.