Miranda Marquit

Miranda Marquit has been writing about money for more than 10 years, and is a nationally-recognized financial expert and journalist. She has appeared on Forbes, NPR, CBNC, Yahoo! Finance, and in many other media outlets, online and offline. Her personal finance blog is Planting Money Seeds, and she is a contributor to the Money Tree Investing Podcast. Miranda lives in Idaho with her teenage son and enjoys the outdoors, travel, and reading.

Articles by Miranda Marquit:

18
Dec
Paying Off Student Loans Early: Benefits And Tips

Paying off your student loans early can save you money and help you achieve financial freedom. Here are some of the benefits of paying off your loans early and tips that can help you reach your goals faster.

Posted in: Student Loans,
07
Dec
Your Statement Balance vs. Current Balance: Do You Know the Difference?

When your bank or credit card issuer provides your account balance information, the amount might differ depending on the type of balance being used. Your current balance is based on what’s going on immediately, while your statement balance summarizes what happened during the last billing cycle. Here's how to read your statement balance vs. current balance.

Posted in: Credit Card Resources (2), Credit Cards,
07
Dec
Public Service Loan Forgiveness (PSLF) Guide

If you’re struggling with student loan debt and you work in the public service sector, you might be able to get on a repayment plan that allows you to take advantage of Public Service Loan Forgiveness. Here’s what you need to know about the program—and how it might be able to help you get rid of your federal student loans.

Posted in: Student Loans,
04
Dec
What Happens If You Don’t Activate Your Credit Card?

When you don’t activate your new credit card, you still have an account—and it can impact your credit score. Here’s what you need to know about credit card activation before you apply for your next credit card.

Posted in: Credit Cards,
04
Dec
Do I Have to Add My Spouse to My Car Insurance?

Does your spouse use your car regularly? If so, you might need to add them to your car insurance policy. One possible benefit is getting a multi-car discount on your premium. Just be careful—you might want to exclude poor drivers from coverage.

Posted in: Insurance,
Tags: insurance-widget,
30
Nov
How Does a Trust Fund Work?

One way to protect your wealth and pass it on is through a trust. You don’t even need a large amount of money to establish a trust fund. However, because trusts can be complex, it’s a good idea to sit down with a knowledgeable attorney to discuss your situation.

Posted in: Personal Finance,
30
Nov
How to Get Interest-Free Student Loans

Paying for student loans can be expensive — especially once you factor in interest costs. The good news is that there are ways to avoid interest on at least some of your student loans if you take the time to find the right programs.

Posted in: Student Loans,
Tags: ptype_cornersecond,
30
Nov
Can You Buy Cryptocurrency With an American Express Card?

You can use American Express to purchase Bitcoin and other cryptocurrencies. However, there are limits on how much you can buy and you might have to pay extra fees. Be careful if you plan to carry a balance after a cryptocurrency purchase.

Posted in: Credit Cards,
30
Nov
Can You Get Financial Aid as a Part-Time Student?

Even if you’re attending college part-time, you still have access to financial aid resources. If you enroll in at least six credits, federal student loans are an option as are some private student loans. And you can always apply for additional part-time student scholarships as well.

Posted in: Student Loans,