Miranda Marquit

Miranda Marquit

Miranda Marquit has been writing about money for more than 10 years, and is a nationally-recognized financial expert and journalist. She has appeared on Forbes, NPR, CBNC, Yahoo! Finance, and in many other media outlets, online and offline. Her personal finance blog is Planting Money Seeds, and she is a contributor to the Money Tree Investing Podcast. Miranda lives in Idaho with her teenage son and enjoys the outdoors, travel, and reading.

Articles by Miranda Marquit:

25
Apr
Secured Personal Loans: What Are the Best Options?

Secured personal loans can be a convenient source of funding when you need money quickly. However, it’s important to be aware of the risks that come with a secured loan.

Posted in: Personal Loan Resources, Personal Loans,
11
Apr
Washington Student Loans, Scholarships, and Grants

Paying for college in Washington can be expensive. There are, however, state-based student loans, scholarships, and grant options that can help.

Posted in: Private Student Loans, Student Loans,
11
Apr
West Virginia Student Loans, Scholarships, and Grants

Paying for college in West Virginia can seem like a daunting task, but you have options. It’s possible to get scholarships, grants, and student loans to help you cover the costs.

Posted in: Private Student Loans, Student Loans,
11
Apr
Virginia Student Loans, Scholarships, and Grants

Attending school in Virginia can get expensive. Few students can afford to just write a check. Here’s how to pay for higher education using student loans, scholarships, and grants.

Posted in: Private Student Loans, Student Loans,
13
Mar
Can You Use a Personal Loan to Go to a Music Festival?

A music festival might be a once-in-a-lifetime experience, but the price tag is usually steep. One way to pay your way is with a personal loan — just be careful not to borrow more than what you can afford to repay just for a single weekend or week of fun.

Posted in: Personal Loans,
16
Jan
Student Loan Alternatives to Consider

There are student loan alternatives that can reduce the amount of your overall debt when you graduate including scholarships, grants, work-study programs, and more.

Posted in: Student Loans,
09
Jan
Student Loan Underwriting Process

Underwriting a student loan is a little different than other types of debt. With private loans, you still need to go through an approval process, but with federal loans there are less stringent requirements.

Posted in: Private Student Loans, Student Loans,
21
Dec
Does Debt Consolidation Hurt Your Credit?

Depending on how you do it, debt consolidation can impact your credit either positively or negatively. Debt consolidation done right has a minimal negative impact on your score and can actually help it in the long run. Here’s how to consolidate debt, such as multiple credit card accounts, before it’s too late.

Posted in: Personal Loans,
19
Dec
Perkins Loan Explained

The Federal Perkins Loan program allowed schools to make loans to students at a relatively low interest rate. These low-interest loans were made on the basis of need but have been discontinued by the U.S. Department of Education. The last disbursements were made on June 30, 2018.

Posted in: Student Loans,
07
Dec
Your Statement Balance vs. Current Balance: Do You Know the Difference?

When your bank or credit card issuer provides your account balance information, the amount might differ depending on the type of balance being used. Your current balance is based on what’s going on immediately, while your statement balance summarizes what happened during the last billing cycle. Here's how to read your statement balance vs. current balance.

Posted in: Credit Card Resources, Credit Cards,