Melissa Horton

Melissa Horton

Melissa Horton has an MBA in Finance and has worked as a financial professional for the past 13 years, helping clients understand the often complex vehicles available for both lending and investment needs. She is passionate about financial literacy and strives to educate clients and the general public to empower them in making smart financial decisions. Her work has been featured on Investopedia, iGrad, APRFinder, and more.

Articles by Melissa Horton:

16
Nov
Life Insurance for Diabetics

Finding life insurance options when you have a condition like diabetes is not an impossible task. However, securing coverage that protects your loved ones for the long term may be a challenge because of the high risk you present to insurance companies. You may find it more difficult to qualify or pay a higher premium for life insurance for diabetics.

Posted in: Insurance,
16
Nov
Can You Get Life Insurance if You’re Overweight?

Life insurance is an essential part of many financial plans, but it can be difficult to get when weight is an issue. However, it is possible to get life insurance if you’re overweight. As a consumer, it can help to know how the underwriting process works and the impact BMI might have on your life insurance rates.

Posted in: Insurance,
15
Nov
Life Insurance for Children

Life insurance is an important consideration for most individuals creating a financial plan. While most people know about life insurance for adults, you may be surprised to learn that children can also be covered by policies. Having life insurance coverage for children is not always straightforward because of the benefits and drawbacks differ from insurance on adults.

Posted in: Insurance, Life Insurance,
15
Nov
Is Disability Insurance Tax Deductible?

Disability insurance can help protect your ability to earn a paycheck in the event you become sick or are injured and can’t work. Although disability insurance is not tax deductible, don’t overlook the tax benefits of this insurance product.

Posted in: Insurance,
12
Nov
What is a Disability Insurance Elimination Period?

Disability insurance can be a valuable financial tool to help protect your ability to earn a paycheck. However, you should consider several aspects of disability insurance before purchasing a policy, especially the elimination period.

Posted in: Insurance,
09
Nov
Is Moving Insurance Worth It?

When you are planning to move, you may consider your options for getting moving insurance. While this coverage may offer some benefits to those in specific circumstances, moving insurance is not always worth the cost in the end.

Posted in: Insurance, Other Insurance Resources,
06
Nov
How to Check Your Citi Credit Card Application Status

If you recently applied for a Citi credit card, you can typically expect to find out whether you’re approved within 10 days. However, you have options for checking your Citi credit card application status as it progresses – including online and by phone.

Posted in: Credit Cards,
06
Nov
How to Request a Barclaycard Credit Limit Increase

When requesting a credit line increase for a Barclaycard credit card, cardholders have a few options for completing the task, including an online option and over-the-phone application. With either choice, the process is simple.

Posted in: Credit Cards,
31
Oct
Iowa Student Loans, Scholarships, and Grants

Iowa college students can find state-based options to fund their education. The cost of college has increased steadily over the last several years, making it necessary to find the right mix of financing options, which Iowa students can find through student loans, scholarships, and grants.

Posted in: Private Student Loans, Student Loans,
31
Oct
Kansas Student Loans, Scholarships, and Grants

Kansas college students who are looking for ways to fund their education might consider looking into state-based private student loans. There are also several Kansas scholarships and grants that are essentially free money for college.

Posted in: Private Student Loans, Student Loans,