Articles by Melissa Horton:
The Fair Credit Billing Act is a consumer protection law that protects consumers against fraudulent and erroneous charges.
Managing your spouse’s financial affairs after their death can be overwhelming, but knowing the best ways to handle their debts can ease the process. The key is to recognize the types of debt you, as a surviving spouse, are responsible for.
Payday loans are a form of short-term lending that often receive a bad reputation for high interest rates, excessive fees, and short repayment turnaround. Many Americans use payday loans to get by, but their financial impact can be devastating in the long run.
Health insurance is a critical part of one's financial well-being, as it covers much of the expenses associated with medical care. However, insurance premiums have increased 99 percent in recent years. Here's a closer look at the average cost of health insurance.
Earning a college degree has become an essential component of future success for many Maryland high school graduates. A degree allows for greater earning potential over time, as well as a higher starting point for salaries as a young adult. However, financing a college education can be an uphill battle for many Maryland students, as […]
Many homeowners understand the importance of having homeowners insurance in place. This coverage protects against financial loss due to damage or theft, and not only covers the structure of the residence, but also some – if not all – of the belongings within a home. However, conventional homeowner’s insurance does not typically cover damage caused […]
Renting a car can be an integral part of any travel plans. The industry has continued to grow over the last several years as more people recognize the benefits of borrowing a vehicle instead of using their own. Rental cars are often more cost-effective for travelers and offer far more convenience, but the process can […]
Are extended warranties worth it? It’s an important question to ask. Lets take a look at when they may come in handy and when they wouldn’t. When something you own breaks down, specifically a major electronic device, an appliance, or your vehicle, it can be a financial emergency that eats away at your savings in […]
Purchasing a new or used vehicle is exciting, but one of the biggest challenges car owners face is maintaining the vehicle when significant repairs are needed. An extended car warranty can be sold to car owners as a way to keep the out-of-pocket expenses for car repairs at a minimum. As a sort of insurance […]