Articles by Melissa Horton:
Discover offers student loans for both undergraduate and graduate students, as well as a loan to refinance and consolidate existing loans. Discover Student Loans have competitive rates, unique benefits, and may be a good choice for you depending on your situation.
Credit Karma is a popular credit monitoring platform that offers an array of free services and resources to its customers. The company was founded in San Francisco in 2007, and with the help of more than 800 employees, Credit Karma has grown into one of the most widely used free online services for millions of […]
Business owners can use short-term business loans to help cover a variety of needs, including equipment and expansion. Lenders offer several types of short-term business loans, with loan amounts ranging from $1,000 up to $500,000 and repayment terms between three and 18 months.
Bestow is a life insurance company that offers both short-term (two-year) and long-term (10- or 20-year) term insurance policies. The company has created a streamlined application process that can be completed in minutes, without the need for a medical exam like many other providers in the life insurance industry.
Headway Capital is a small business lender that provides flexible lines of credit as an alternative to traditional small business loans. Lines of credit from Headway funding may be available up to $50,000 or $100,000, depending on your state and eligibility.
In terms of what's covered, Liberty Mutual offers some of the most comprehensive homeowner's insurance to residents in all 50 states. However, the cost may be higher than comparable homeowners insurance policies and the customer service may be worse.
Credit utilization is the percentage calculation of how much of your available revolving credit you use at any given time. Credit utilization accounts for about 30% of your credit score, so it is important to know how to manage your own ratio improve it over time.
Secured loans are those that require some type of collateral to qualify, and because of this collateral, they pose less risk to a lender. Unsecured loans have a higher risk to the lender because no collateral is required, which means you may pay more in interest to help offset that added risk.
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