Melissa Horton

Melissa Horton has an MBA in Finance and has worked as a financial professional for the past 13 years, helping clients understand the often complex vehicles available for both lending and investment needs. She is passionate about financial literacy and strives to educate clients and the general public to empower them in making smart financial decisions. Her work has been featured on Investopedia, iGrad, APRFinder, and more.

Articles by Melissa Horton:

27
Mar
Student Loan Income-Based Repayment (IBR) Calculator

Use the following IBR calculator to help you see what your monthly payments will be under the plan and how it will change the total cost of your loan.

Posted in: Student Loans,
27
Mar
Standard Repayment Plan: The Default Plan for Federal Student Loans

The standard repayment plan for federal student loans allows borrowers to repay a level payment amount over the course of 10 years. This is often the most efficient repayment, but it can require a higher monthly payment than other plans.

Posted in: Student Loans,
26
Mar
Kitchen Remodel Financing: Compare Loan Options

Homeowners have several kitchen remodel financing options through personal loans, home equity loans, and lines of credit.

Posted in: Home Equity, Personal Loans,
Tags: ptype_cornersecond,
09
Mar
Financial Assistance for Those Recovering From Addiction

Financial hardship is common among those recovering from addiction, but there are resources that provide financial aid for drug rehab. Individuals in recovery have access to grants, non-profit and private programs, personal funding, and insurance to manage the expense of rehab.

Posted in: Financial Aid, Insurance, Personal Finance, Personal Loans,
02
Mar
Pets Best Pet Insurance Review

Pets Best Insurance offers pet health insurance plans for both cats and dogs, with premium costs starting at just $6 per month for accident-only coverage. There’s no annual benefit limit and most policies have a small deductible.

Posted in: Pet Insurance, Reviews (2),
Tags: product review, ptype_review,
02
Mar
LendKey Student Loans Review

LendKey is a national student loan company offering both private student loans and student loan refinancing for graduates. Read about its rates and options below.

Posted in: Student Loans,
Tags: loan review, ptype_review,
02
Mar
Avant Competitors and Alternatives for Personal Loans

Personal loans through online lenders has shifted the industry, giving consumers more options for accessing financing for major expenses or high-interest debt consolidation. Avant, a Chicago-based online lender, is one of these new entrants to the market that provides a variety of personal loan solutions to consumers who meet eligibility requirements. Avant has severa

Posted in: Personal Loans,
Tags: ptype_alternatives,
02
Mar
Upstart Competitors and Alternatives for Personal Loans

Since its humble start in 2012, Upstart has been a fast-growing online lender offering a variety of loans to consumers with good to excellent credit. Upstart is a direct-to-consumer lending platform online that utilizes the power of machine learning and artificial intelligence to streamline the loan pricing and funding process. It offers loans ranging from […]

Posted in: Personal Loans,
Tags: ptype_alternatives,
24
Feb
What’s the Difference Between Subsidized and Unsubsidized Loans?

Subsidized student loans are offered to those with financial need and the government pays the interest while students are in school and during periods of deferment. All other loans are unsubsidized and the government does not pay any interest.

Posted in: Student Loans,
14
Feb
PenFed Personal Loans Review

PenFed offers affordable personal loans but there are strict credit score and income requirements, and you must me a member of the credit union.

Posted in: Personal Loans,
Tags: loan review, ptype_review,