Melissa Horton

Melissa Horton has worked in financial services for the past 13 years, helping clients understand the often complex vehicles available for both lending and investment needs. She is passionate about financial literacy and strives to educate clients and the general public to empower them in making smart financial decisions.

Articles by Melissa Horton:

12
Mar
Metal Credit Cards to Consider for 2019

Metal credit cards offer more protection and clout than their plastic counterparts, but not all card options are created equal. Popular metal credit cards include options from Chase, American Express, J.P. Morgan, and more, and each offers their own perks and benefits.

Posted in: Credit Cards,
12
Mar
How to Make Money Fast

If you’re living paycheck to paycheck, or just looking to earn extra money, you’re not alone. Luckily, making extra money on the side is well within reach for many Americans. From lucrative side hustles to earning a few bucks with survey apps, you have options.

Posted in: Personal Finance,
11
Mar
Balance Credit Personal Loans Review

Balance Credit offers unsecured personal loans to consumers in select states. While these loans can provide access to fast funding, interest rates can be in the triple-digits, significantly increasing the cost of borrowing.

Posted in: Personal Loans,
11
Mar
Tiny House Financing: Consider These Loan Options

You can use a personal loan to finance a tiny house, especially if you do not have the cash on hand to pay for it outright. However, there are both benefits and risks in doing so that you should consider.

Posted in: Personal Loans,
11
Mar
First Midwest Bank Personal Loans Review

First Midwest Bank offers personal loans for well-qualified borrowers. Loans come with fixed interest rates, a document fee, and competitive repayment terms.

Posted in: Personal Loans,
07
Mar
PenFed Personal Loans Review

Pentagon Federal Credit Union, or PenFed, offers personal loans that come with affordable loan payments. PenFed has stringent credit requirements, but its personal loans are available to most borrowers with strong credit and a steady income.

Posted in: Personal Loans,
Tags: loan review,
25
Feb
Invoice Factoring

Businesses across many industries face cash flow issues where affordable financing is the only solution. Invoice factoring can be a strategy for companies to fill in the funding gaps with available accounts receivable.

Posted in: Small Business Loans,
12
Feb
Student Loan Payment Calculator

Taking on student loan debt is a requirement for many individuals pursuing a college degree. The ease of receiving student loans from the federal government is beneficial but it also creates situations where students take on more debt than they can handle in the future. It is important to understand how student loans work and […]

Posted in: Student Loans,
05
Feb
Student Loan Interest Tax Deduction Calculator

Student loans are a necessary part of earning a college degree for millions of people. Without access to affordable financing, many would be unable to pursue their goals of getting the job they want based on the education they received. However, student loans are often a burden to borrowers, with long-term payment schedules and high […]

Posted in: Student Loans,
01
Feb
Cosigning a Student Loan: Pros and Cons

Many lenders do not offer student loans to borrowers who have a minimal credit history or low credit scores. A cosigner can be beneficial in getting approved for a new student loan, but there are drawbacks.

Posted in: Student Loans,