Melissa Horton

Melissa Horton

Melissa Horton has an MBA in Finance and has worked as a financial professional for the past 13 years, helping clients understand the often complex vehicles available for both lending and investment needs. She is passionate about financial literacy and strives to educate clients and the general public to empower them in making smart financial decisions. Her work has been featured on Investopedia, iGrad, APRFinder, and more.

Articles by Melissa Horton:

02
Oct
Personal Business Loans: How to Get One

Personal loans for business expenses can be considered if all other business financing options have been reviewed.

Posted in: Compare Options, Personal Loans, Small Business Loans,
02
Oct
How to Pay for a New Roof: Financing Options to Consider

There are many affordable ways to fix or replace your roof including home equity loans, personal loans, and financing from roofing companies.

Posted in: Home Equity, Insurance, Personal Loans,
02
Oct
Financing Options to Cover the Costs of Finishing a Basement

A basement remodel is a smart step toward increasing the value of a home and homeowners have several options to help cover the costs of finishing a basement.

Posted in: Personal Loan Uses (3), Personal Loans,
02
Oct
HELOC vs. Home Equity Loan: Which is Right for You?

Both home equity loans and home equity lines of credit can be useful tools for homeowners who need access to affordable financing. Home equity loans are usually fixed-rate loans paid out as a single lump sum, while home equity lines of credit work as a credit line with a variable rate and flexible withdrawals over time.

Posted in: Home Equity, Learn More,
02
Oct
Kitchen Remodel Loans & Financing Options

Homeowners have several kitchen remodel financing options through personal loans, home equity loans, and lines of credit.

Posted in: Home Equity, Personal Loans,
02
Oct
Avant Competitors and Alternatives for Personal Loans

Personal loans through online lenders has shifted the industry, giving consumers more options for accessing financing for major expenses or high-interest debt consolidation. Avant, a Chicago-based online lender, is one of these new entrants to the market that provides a variety of personal loan solutions to consumers who meet eligibility requirements. Avant has severa

Posted in: Personal Loans,
02
Oct
Can You Refinance a Personal Loan?

If you have a personal loan, you do have the option to refinance it if needed. However, it is important to find out if your current lender allows for it or if you need to find a new lender instead.

Posted in: Personal Loan Information, Personal Loans,
02
Oct
Upstart Competitors and Alternatives for Personal Loans

Started in 2012, Upstart is a direct-to-consumer online lending platform that utilizes the power of machine learning and artificial intelligence to streamline the loan pricing and funding process. It offers loans ranging from $1,000 up to $50,000, with interest rates as high as 29.99%, paid over three- or five-year.1,2 The company was established by former […]

Posted in: Personal Loans,
01
Oct
Cosigning a Student Loan: Pros and Cons

Many lenders do not offer student loans to borrowers who have a low credit score or no credit history. One way for these borrowers to receive approval is by adding a cosigner to their loan.

Posted in: Student Loans,
01
Oct
What’s the Difference Between Subsidized and Unsubsidized Loans?

Subsidized student loans are offered to those with financial need and the government pays the interest while students are in school and during periods of deferment. All other loans are unsubsidized and the government does not pay any interest.

Posted in: Student Loans,