Kimberly Goodwin, PhD

Dr. Kimberly Goodwin is currently the Parham Bridges Chair of Real Estate and an Associate Professor of Finance at the University of Southern Mississippi. She holds a B.S. in Geophysics from the University of Delaware, a M.B.A. from the University of Southern Mississippi, a M.S. in Finance from the George Washington University, and a Ph.D. in Finance from the University of Alabama. Dr. Goodwin’s research focuses on real estate markets and has been published in some of the top real estate journals. She is also a Co-Editor for the Journal of Housing Research.

Articles by Kimberly Goodwin, PhD:

Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

If you are looking to access some cash from the value of your home, you have two types of loans to consider. A home equity loan is a second loan on your residence that allows you to borrow against the equity you have in your home. A cash-out refinance loan, on the other hand, lets […]

Posted in: Home Equity, Learn More, Mortgages,
Are Home Equity Loans Tax Deductible?

One of the benefits that home equity loans and home equity lines of credit (HELOCs) have over other borrowing options is that the interest is tax deductible. When you take out a personal loan or borrow from a credit card, for example, you pay a higher interest rate and cannot claim a deduction on your taxes. How Tax Plan […]

Posted in: Home Equity, Resources, Taxes,
Guide to Ohio Scholarships, Grants, and Student Loans

Even after adjusting for inflation, the average cost of college today is two to three times higher than it was 30 years ago. Costs are increasing faster than financial aid, which means students and their families bear a greater portion of the cost themselves. The good news for Ohio residents is there are a lot of additional […]

Posted in: Scholarships, Student Loans,
Tags: ptype_review,
Repayment Options If You Need Private Student Loan Help

The best way to stay out of trouble with your private student loans is to stay on top of your payments. That sounds simple, but how do you do that? It starts with making a budget and sticking to it. You may need to continue living like a poor college student for a while and put off […]

Posted in: Student Loans,