Kimberly Goodwin, PhD

Kimberly Goodwin, PhD

Dr. Kimberly Goodwin is currently the Parham Bridges Chair of Real Estate and an Associate Professor of Finance at the University of Southern Mississippi. She holds a B.S. in Geophysics from the University of Delaware, a M.B.A. from the University of Southern Mississippi, a M.S. in Finance from the George Washington University, and a Ph.D. in Finance from the University of Alabama. Dr. Goodwin’s research focuses on real estate markets and has been published in some of the top real estate journals. She is also a Co-Editor for the Journal of Housing Research.

Articles by Kimberly Goodwin, PhD:

06
Aug
Financial Planning for Special Needs Families

More American families are grappling with the high cost of raising children and the increasing cost of college education. Families who have a child with special needs, however, face a unique set of expenses. The additional medical and educational expenses could easily elevate the cost of raising a special needs child to $500,000, if not much […]

Posted in: Personal Finance,
02
Aug
Ready for the New Amex SPG Luxury Card?

The Starwood credit cards mentioned in this article are no longer offered. In 2016, Marriott acquired Starwood Hotels – and one of the unique challenges Marriott has faced, however, is how to handle the Starwood-branded credit cards. Marriott has a line of branded credit cards that are issued through Chase. Starwood, on the other hand, […]

Posted in: Credit Cards,
30
Jul
How to Get a Large Home Equity Line of Credit

If you are a homeowner and need money for a vacation, home improvements, debt consolidation, or to pay off credit card debt, you might be considering a home equity line of credit (HELOC). The HELOC lets you borrow against the equity you have built up in your home. Since your home serves as collateral for the line of credit, you […]

Posted in: Home Equity, Resources,
30
Jul
Second Mortgage vs. Home Equity Loan: Which Is Better?

If you are looking for a way to get some extra cash to pay off credit card debt, send your kids to college, take a big vacation, or renovate your home, you have probably found a second mortgage or home equity loan as an option. A “second mortgage” is a generic term that is used to […]

Posted in: Home Equity, Learn More,
30
Jul
Should You Use a Home Equity Loan or Line of Credit to Pay Off Credit Card Debt?

If you are in credit card debt, you are not alone. The average amount of credit card debt is over $5,600, according to TransUnion. This is the highest it has been since 2009. Furthermore, if you are only making the minimum payments on your credit cards, it could take you up to 30 years to pay off your credit card […]

Posted in: Home Equity,
30
Jul
How to Get Home Improvement Loans With No Equity

Home equity loans are one of the best ways to fund major home improvement projects. You can get a low interest rate by borrowing against the equity in your home, and you can deduct the interest that you pay on the loan from your federal taxes. Unfortunately, not all homeowners can take advantage of a […]

Posted in: Personal Loans,
28
Jul
Should You Use a Home Equity Loan or Line of Credit for Debt Consolidation?

Debt consolidation is when you combine several outstanding debts into one, larger debt with a lower interest rate. Consumers burdened with various forms of debt, especially high interest rate credit card debt, may feel like they struggle to pay down their debt or never really make any progress. Debt consolidation can be a tool for […]

Posted in: Home Equity, Home Equity Uses,
28
Jul
Should You Use a Home Equity Loan or Line of Credit for Vacation?

Although the staycation has become a popular phenomenon for those who don’t have the time or money to leave home, most people want to be able to afford a nice vacation. Whether it’s a family trip to Disney World, a trip to the beach with friends, or an international adventure, vacations give you the opportunity […]

Posted in: Home Equity, Home Equity Uses,
27
Jul
Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

If you are looking to access some cash from the value of your home, you have two types of loans to consider. A home equity loan is a second loan on your residence that allows you to borrow against the equity you have in your home. A cash-out refinance loan, on the other hand, lets […]

Posted in: Home Equity, Learn More, Mortgages,
05
Jun
Guide to Ohio Scholarships, Grants, and Student Loans

Even after adjusting for inflation, the average cost of college today is two to three times higher than it was 30 years ago. Costs are increasing faster than financial aid, which means students and their families bear a greater portion of the cost themselves. The good news for Ohio residents is there are a lot of additional […]

Posted in: Scholarships, Student Loans,