Kimberly Goodwin, PhD
Articles by Kimberly Goodwin, PhD:
Student loan debt is a major concern for many families in the U.S. The process of applying for loans and filling out paperwork can be confusing, and a family might not know where to turn for help. Luckily, there are many reputable, free sources of student loan help.
If your Verizon account has been sent to collections and is negatively impacting your credit score, you might have options to remove the negative mark. Here’s how to take the proper steps to resolve the problem.
If you are looking to save money on your monthly car payment or like to drive new cars, leasing a car might be a good option for you. In 2017, customers taking out new car leases had an average credit score of 722, as reported by Experian. If you have an above average credit, 680 […]
Boxed.com has partnered with American Express to offer cardholders big rewards for targeted shopping. The deals change periodically, but one offer gives shoppers the chance to earn 4 or 9 additional points per dollar for buying specific products.
When colleges and universities calculate their total cost of attendance, they include more than just tuition costs. The total cost of attendance includes tuition, fees, and room and board. Financial aid awards are based on the total cost of attendance. So you can use any extra student loan money to help pay your living expenses. […]
College seems to be getting more and more expensive. In fact, college costs are increasing an average 3 percent to 4 percent each year. Currently, the average annual cost of college is $9,970 for four-year public institutions (in-state) and $34,740 for four-year private institutions. That means families struggling to pay for college need all the help they [&helli
Some Americans are terrible at budgeting and managing their personal finances. Two-thirds of Americans reported they would have trouble coming up with $1,000 in cash for an emergency. Only 46 percent of Americans have any kind of emergency savings fund. Around one-third of people with credit cards pay only the minimum due each month. Making […]