Kimberly Goodwin, PhD

Dr. Kimberly Goodwin is currently the Parham Bridges Chair of Real Estate and an Associate Professor of Finance at the University of Southern Mississippi. She holds a B.S. in Geophysics from the University of Delaware, a M.B.A. from the University of Southern Mississippi, a M.S. in Finance from the George Washington University, and a Ph.D. in Finance from the University of Alabama. Dr. Goodwin’s research focuses on real estate markets and has been published in some of the top real estate journals. She is also a Co-Editor for the Journal of Housing Research.

Articles by Kimberly Goodwin, PhD:

28
Aug
Missouri Student Loans, Scholarships, and Grants

College seems to be getting more and more expensive. In fact, college costs are increasing an average 3 percent to 4 percent each year. Currently, the average annual cost of college is $9,970 for four-year public institutions (in-state) and $34,740 for four-year private institutions. That means families struggling to pay for college need all the help they [&helli

Posted in: Scholarships, Student Loans,
Tags: ptype_state,
24
Aug
Using a Personal Loan to Buy an Outdoor Shed

The end of the summer can be a great time of year for building an outdoor shed. The weather is still nice, and you might need a place to store things like lawn care tools over the winter months. Sheds, however, can be surprisingly expensive. So you might need to find outside financing to cover […]

Posted in: Personal Loans,
13
Aug
Bank of America Auto Loans Review for 2019

Bank of America is a comprehensive, global financial institution. The company traces its roots back to 1784, and those institutions that eventually grew into the brand today had an important impact on the growth of the United States and modern financial services. For example, one of its heritage banks helped finance the population boom and […]

Posted in: Auto Loans,
Tags: loan review, ptype_review,
07
Aug
How to Use a Zero-Sum Budget

Some Americans are terrible at budgeting and managing their personal finances. Two-thirds of Americans reported they would have trouble coming up with $1,000 in cash for an emergency. Only 46 percent of Americans have any kind of emergency savings fund. Around one-third of people with credit cards pay only the minimum due each month. Making […]

Posted in: Personal Finance,
06
Aug
Financial Planning for Special Needs Families

More American families are grappling with the high cost of raising children and the increasing cost of college education. Families who have a child with special needs, however, face a unique set of expenses. The additional medical and educational expenses could easily elevate the cost of raising a special needs child to $500,000, if not much […]

Posted in: Personal Finance,
02
Aug
Ready for the New Amex SPG Luxury Card?

The Starwood credit cards mentioned in this article are no longer offered. In 2016, Marriott acquired Starwood Hotels – and one of the unique challenges Marriott has faced, however, is how to handle the Starwood-branded credit cards. Marriott has a line of branded credit cards that are issued through Chase. Starwood, on the other hand, […]

Posted in: Credit Cards,
31
Jul
Alternatives to Home Equity Loans and Home Equity Lines of Credit

If you are a homeowner and need some cash to make a big purchase, a home equity loan or home equity line of credit (HELOC) can be a great borrowing option. Both of these home equity products let you borrow against the equity you have already built up in your home. A home equity loan gives you a […]

Posted in: Home Equity, Learn More,
30
Jul
How to Get a Large Home Equity Line of Credit

If you are a homeowner and need money for a vacation, home improvements, debt consolidation, or to pay off credit card debt, you might be considering a home equity line of credit (HELOC). The HELOC lets you borrow against the equity you have built up in your home. Since your home serves as collateral for the line of credit, you […]

Posted in: Home Equity, Resources,
30
Jul
Can You Use a Home Equity Line of Credit for Business Expenses?

Data shows that cash flow issues are the reason why one in four small businesses don’t survive past the first year. It’s also the reason why half of all small businesses don’t survive beyond the fifth year. Successfully managing working capital during the first year when you don’t have credit is a huge challenge. Continuing […]

Posted in: Home Equity, Home Equity Uses,
30
Jul
Second Mortgage vs. Home Equity Loan: Which Is Better?

If you are looking for a way to get some extra cash to pay off credit card debt, send your kids to college, take a big vacation, or renovate your home, you have probably found a second mortgage or home equity loan as an option. A “second mortgage” is a generic term that is used to […]

Posted in: Home Equity, Learn More,